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Financials

Stocks76
Average X-Ray Score50
Undervalued by fair value17
Market Compass outlookFavourable 71/100

Top 10 Financials stocks in the US, ranked by X-Ray score

59 companies are ranked; Progressive Corp leads. Of the ten shown, our fair-value models label 5 undervalued, 5 fair and 0 overvalued.

Banks and insurers are valued with earnings, book value, sales and dividend models only, not discounted cash flows, because debt is part of how a financial company earns its money. The financial-health lens therefore ranks banks against banks and insurers against insurers, and a financial's fair value rests on fewer models than a technology company's.

#1 Top of this list by our rules, not a recommendation

PGR Progressive Corp

Property & Casualty Insurance · S&P 500 · confidence Medium
  • Second-highest growth score on the list
  • Fair-value check: Fair (+7% vs fair value range)
Open the full PGR report →
69X-Ray score
out of 100
Valuation68
Growth87
Profitability65
Health62

Ranks 2 to 10

  1. 2 SCHWSchwab Charles Corp 68
    Valuation
    72
    Growth
    59
    Profit
    70
    Health
    78
    Undervalued ›
  2. 3 AMPAmeriprise Financial Inc 67
    Valuation
    84
    Growth
    55
    Profit
    60
    Health
    73
    Fair Top 3 valuation ›
  3. 4 AIZAssurant, Inc. 66
    Valuation
    71
    Growth
    75
    Profit
    63
    Health
    67
    Fair ›
  4. 5 PYPLPayPal Holdings, Inc. 65
    Valuation
    84
    Growth
    54
    Profit
    63
    Health
    69
    Undervalued ›
  5. 6 HIGHartford Insurance Group, Inc. 64
    Valuation
    65
    Growth
    63
    Profit
    59
    Health
    69
    Fair ›
  6. 7 COFCapital One Financial Corp 63
    Valuation
    88
    Growth
    66
    Profit
    39
    Health
    61
    Undervalued Top valuation ›
  7. 8 USBUs Bancorp De 63
    Valuation
    86
    Growth
    28
    Profit
    53
    Health
    80
    Undervalued Top 3 valuationTop 3 financial health ›
  8. 9 JKHYJack Henry & Associates Inc 63
    Valuation
    51
    Growth
    57
    Profit
    77
    Health
    71
    Fair Top 3 profitability ›
  9. 10 EGEverest Group, Ltd. 63
    Valuation
    83
    Growth
    52
    Profit
    41
    Health
    73
    Undervalued ›
How this list is ranked
  • Universe. S&P 500 companies that S&P Dow Jones Indices places in the Financials sector, scored from SEC filings with confidence High or Medium.
  • Score. The X-Ray score (0 to 100) blends valuation, growth, profitability, financial health and dividends, with each lens ranked within the sector.
  • Order. Sorted by X-Ray score; ties go to the higher financial-health score.
  • Data. Scores come from company filings with the SEC and our own fair-value models. Every figure is our own calculation, dated 22 Oct 2026.
  • Limits. Scores describe the past and the present, not the future. A company with less history gets a lower confidence label. Different rules give a different order, which is why the rules are printed here.

Why a ranking by stated rules and not a "best" label: the order changes with the rules, so the rules are published next to the list. See also how the X-Ray Score works.

Financials · ranked by X-Ray Score

#CompanyIndustryPriceTodayX-RayFair valueTo fair value
1 PGR Progressive CorpProperty & Casualty Insurance229.62+3.74%69Fair+7%
2 SCHW Schwab Charles CorpInvestment Banking & Brokerage91.44−0.22%68Undervalued+29%
3 AMP Ameriprise Financial IncAsset Management & Custody Banks496.83+1.29%67Fair+16%
4 AIZ Assurant, Inc.Multi-line Insurance288.85+1.60%66Fair+11%
5 PYPL PayPal Holdings, Inc.Transaction & Payment Processing Services57.54+0.59%65Undervalued+44%
6 HIG Hartford Insurance Group, Inc.Property & Casualty Insurance139.45+2.67%64Fair+2%
7 COF Capital One Financial CorpConsumer Finance203.43−1.56%63Undervalued+38%
8 USB Us Bancorp DeDiversified Banks60.02+1.64%63Undervalued+21%
9 JKHY Jack Henry & Associates IncTransaction & Payment Processing Services161.80+5.47%63Fair+8%
10 EG Everest Group, Ltd.Reinsurance407.56+3.24%63Undervalued+19%
11 ACGL Arch Capital Group Ltd.Property & Casualty Insurance102.69+2.40%61Fair+2%
12 SYF Synchrony FinancialConsumer Finance75.09+1.32%61Fair−1%
13 MCO Moodys CorpFinancial Exchanges & Data491.05+2.08%61Fair−1%
14 CINF Cincinnati Financial CorpProperty & Casualty Insurance178.28+2.68%60Fair−0%
15 APO Apollo Global Management, Inc.Asset Management & Custody Banks114.83+2.81%60Fair+14%
16 RF Regions Financial CorpRegional Banks28.40+1.25%58Undervalued+22%
17 MSCI MSCI Inc.Financial Exchanges & Data620.24+2.61%58Fair+4%
18 MTB M&T Bank CorpRegional Banks222.83+1.51%58Fair+6%
19 CBOE Cboe Global Markets, Inc.Financial Exchanges & Data327.72+2.79%58Fair−2%
20 FDS Factset Research Systems IncFinancial Exchanges & Data335.45+4.86%58Undervalued+23%
21 WRB Berkley W R CorpProperty & Casualty Insurance75.55+1.63%57Fair+12%
22 MA Mastercard IncTransaction & Payment Processing Services633.21+1.70%57Fair−9%
23 MET Metlife IncLife & Health Insurance103.57+1.36%56Fair+8%
24 AXP American Express CoConsumer Finance325.17+0.48%55Fair+2%
25 CPAY Corpay, Inc.Transaction & Payment Processing Services415.01+1.83%55Undervalued+25%
26 PFH Prudential Financial IncLife & Health Insurance14.89+0.27%55Data under review–
27 RJF Raymond James Financial IncInvestment Banking & Brokerage159.19+2.25%55Undervalued+18%
28 ALL Allstate CorpProperty & Casualty Insurance259.10+3.21%54Fair+7%
29 BRO Brown & Brown, Inc.Insurance Brokers74.49+5.61%54Undervalued+42%
30 BX Blackstone Inc.Asset Management & Custody Banks118.75+8.38%53Fair+5%
31 ICE Intercontinental Exchange, Inc.Financial Exchanges & Data163.84+3.90%52Fair+14%
32 TRV Travelers Companies, Inc.Property & Casualty Insurance405.44+1.63%52Fair−9%
33 KEY KeycorpRegional Banks21.21+0.86%51Data under review–
34 IBKR Interactive Brokers Group, Inc.Investment Banking & Brokerage82.28−3.57%51Overvalued−25%
35 STT State Street CorpAsset Management & Custody Banks167.84−0.66%50Fair+1%
36 CB Chubb LtdProperty & Casualty Insurance363.95+2.54%50Fair−1%
37 MRSH Marsh & Mclennan Companies, Inc.Insurance Brokers199.27+4.57%50Fair+13%
38 GS Goldman Sachs Group IncInvestment Banking & Brokerage891.30−1.48%49Fair+4%
39 PNC Pnc Financial Services Group, Inc.Diversified Banks225.53+1.18%49Undervalued+22%
40 JPM Jpmorgan Chase & CoDiversified Banks336.54+0.40%49Fair−7%
41 FISV Fiserv IncTransaction & Payment Processing Services50.82+5.41%49Undervalued+58%
42 L Loews CorpMulti-line Insurance113.68+1.75%49Fair+6%
43 CFG Citizens Financial Group IncRegional Banks65.24+0.55%49Undervalued+31%
44 GL Globe Life Inc.Life & Health Insurance168.41−0.71%49Fair−11%
45 AON Aon plcInsurance Brokers306.80+4.23%48Fair+15%
46 BAC Bank Of America CorpDiversified Banks51.08+0.59%48Fair+10%
47 SPGI S&P Global Inc.Financial Exchanges & Data453.10+2.24%48Fair+5%
48 AJG Arthur J. Gallagher & Co.Insurance Brokers270.98+4.88%46Fair+14%
49 TROW Price T Rowe Group IncAsset Management & Custody Banks103.45+0.15%45Fair+8%
50 XYZ Block, Inc.Transaction & Payment Processing Services79.02+1.04%45Fair−9%
51 HOOD Robinhood Markets, Inc.Investment Banking & Brokerage96.58−5.25%45Overvalued−25%
52 BNY Bank of New York Mellon CorpAsset Management & Custody Banks145.32−0.36%44Fair+10%
53 NDAQ Nasdaq, Inc.Financial Exchanges & Data103.30+7.47%44Fair−4%
54 CME Cme Group Inc.Financial Exchanges & Data305.98+3.45%42Fair−11%
55 NTRS Northern Trust CorpAsset Management & Custody Banks165.82−0.65%41Fair−1%
56 HBAN Huntington Bancshares IncRegional Banks15.66−0.38%39Fair−1%
57 WFC Wells Fargo & CompanyDiversified Banks83.01+0.72%38Fair−10%
58 COIN Coinbase Global, Inc.Financial Exchanges & Data169.09−4.51%38Fair−1%
59 TFC Truist Financial CorpDiversified Banks48.42+1.45%38Undervalued+28%
60 WTW Willis Towers Watson PLCInsurance Brokers332.18+4.58%37Fair+0%
61 IVZ Invesco Ltd.Asset Management & Custody Banks28.79−1.57%37Undervalued+18%
62 PFG Principal Financial Group IncLife & Health Insurance110.11+1.54%37Fair+7%
63 FITB Fifth Third BancorpRegional Banks53.23+0.80%36Fair+1%
64 FIS Fidelity National Information Serv...Transaction & Payment Processing Services38.29+5.13%36Undervalued+43%
65 AFL Aflac IncLife & Health Insurance123.27+2.60%35Fair−0%
66 AIG American International Group, Inc.Multi-line Insurance83.03+1.57%34Fair+6%
67 BLK BlackRock, Inc.Asset Management & Custody Banks1,137.29−1.07%34Fair−4%
68 MS Morgan StanleyInvestment Banking & Brokerage183.97−1.63%34Overvalued−26%
69 BEN Franklin Templeton IncAsset Management & Custody Banks31.52−0.51%31Fair−3%
70 GPN Global Payments IncTransaction & Payment Processing Services85.88+2.81%29Undervalued+21%
71 C Citigroup IncDiversified Banks122.51−1.08%24Fair−12%
72 ARES Ares Management CorpAsset Management & Custody Banks123.70+5.72%–––
73 BRK-A Berkshire Hathaway IncMulti-Sector Holdings820,500.00+1.13%–––
74 ERIE Erie Indemnity CoInsurance Brokers256.80+5.19%–––
75 KKR KKR & Co. Inc.Asset Management & Custody Banks93.09+3.58%–––
76 V Visa Inc.Transaction & Payment Processing Services414.34+1.59%–––

X-Ray Score combines valuation, growth, profitability, financial health and dividends, ranked within the sector. Educational only, not financial advice.

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