Allstate Corp (ALL)
Financials · Property & Casualty Insurance · US stock · S&P 500 component
$259.10
▲ +8.06 (3.21%)
Fair valueFair
$277 +7.0% to fair value
$139fair band $236–$336$416
Day's range
$252.27 – $259.25
52-week range
$188.08 – $277.22
About Allstate Corp
Allstate is an insurance group that sells property and casualty products, mainly auto and homeowners insurance, to households in the United States. It also offers other protection plans and products. The company earns money by collecting premiums and investing them, and it profits when premiums and investment income exceed claims and expenses. Catastrophe losses, such as storms and wildfires, can cause large swings in its results.
Over the latest twelve months the company reported revenue of $70.1 billion, and annual revenue rose by 9.6% on average across three years. A dividend is paid, with a yield of 1.6%. It carries an X-Ray Score of 54 out of 100.
Price chart
52-wk range $188.08 – $277.22Volume 1,358,816Daily, split-adjusted
Vitals
Market cap$67.1B
52-week range$188.08 – $277.22
Volume (last day)1,358,816
P/E (TTM)5.2
EBIT / EV yield–
Free-cash-flow yield18.2%
Dividend yield1.6%
Revenue (TTM)$70.1B
Net income (TTM)$13.2B
Operating margin–
Return on capital–
Debt incl. leases$7.5B
Cash & securities$840M
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies that hold large long-term investments). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$277middle half of models $262 – $288
Fair
+7.0% to fair value
Average of the 4 valuation models that pass our checks: multiples, discounted cash flow, dividend discount and earnings power value. A model more than 100% above or 60% below the price is left out as unrealistic. Model uncertainty is Medium, based on how far apart the models are. Undervalued or Overvalued means the gap to fair value is more than 17.5%.
Price $259
Undervalued < $236Fair $236 – $336Overvalued > $336
P/E multiple
$306
P/B multiple
$256
P/S multiple
$282
Dividend discount, stable
$265
Dividend discount, multi-stage · not used
$535
A model estimate, not a price target or recommendation. Inputs: risk-free 5.13%, equity risk premium 4.30% (Damodaran). How it works.
What this means
Weak business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
Strong: 70 to 100Fair: 50 to 69Weak: under 50No score: not enough data
Valuation
Strong
74/100
Cheap against its sector on earnings and cash flow.
See the numbers →
Free-cash-flow yield18.2%
Fair value vs price1.1×
Growth
Fair
62/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)9.6%
Growth consistency100%
Profitability
Weak
27/100
Earns lower returns on its capital than most peers.
See the numbers →
Financial health
Fair
55/100
Balance sheet is in typical shape for its sector.
See the numbers →
Piotroski F-Score7 / 9
Dividends
Fair
59/100
Dividend is typical for its sector.
See the numbers →
Dividend yield1.6%
Dividends vs free cash flow9%
Dividend growth3.8%
Quarterly results: last 6 quarters
+7.8%
Mar '25
+5.8%
Jun '25
+3.8%
Sep '25
+5.1%
Dec '25
+3.0%
Mar '26
+11.8%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $18.6B, diluted EPS $12.51.
Compare with peers
PGR Progressive Corp69 HIG Hartford Insurance Gro...64 ACGL Arch Capital Group Ltd...61 CINF Cincinnati Financial C...60Other Property & Casualty Insurance companies by X-Ray Score.
SWOT analysis: Allstate Corp
Strengthsinside the company
- Free cash flow equals 18.2% of the market value, which funds dividends, buybacks or debt paydown.
- Passes 7 of the 9 Piotroski tests, which points to improving profitability, funding and efficiency.
Weaknessesinside the company
- No clear weakness in the figures we track.
Opportunitiesvaluation and setting
- Dividends use only 9% of free cash flow, which leaves room to raise them.
- Trades at 5.1x earnings, 50% below the 10.2x median of industry peers.
- Our Market Compass rates the backdrop for Financials as favourable.
- Price momentum is strong on the weekly and monthly signals (trends can reverse).
Threatsvaluation and setting
- No specific threat is flagged by our checks; general market and interest-rate risk still applies.
Written by fixed rules from the figures on this page and the peer table below: filings, our fair value, the sector climate and the price trend. It summarises the data, it is not a forecast or advice.
Compare ALL with peers and sector
Medians of 7 Property & Casualty Insurance peers and of 70 Financials stocks in our universe.
Largest peers (X-Ray Score): CB 50, PGR 69, TRV 52, HIG 64, ACGL 61, WRB 57.
| Metric | ALL | Peers | Sector |
|---|---|---|---|
| X-Ray Score (out of 100) | 54 | 60 | 50 |
| Valuation | 74 | 62 | 52 |
| Growth | 62 | 63 | 54 |
| Profitability | 27 | 63 | 49 |
| Financial health | 55 | 55 | 50 |
| Dividends | 59 | 62 | 54 |
Sector leaders: highest X-Ray Score in Financials
ALL ranks #28 of 71 in Financials and #6 of 8 in Property & Casualty Insurance by X-Ray Score. A higher score is stronger on our five pillars; it is a ranking of facts, not a forecast.
Green means better than the peer median, red worse (only where a higher or lower figure is clearly better). A dash means too few companies report the figure. P/E, EV/EBITDA and price changes are not graded: a different level is not good or bad by itself.
Factor ratings for ALL
Each factor is rated by where ALL stands among the 71 Financials stocks in our universe.
Rating against the sector
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set today's figure against the company's own median of its last five financial years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the sector and Better means cheaper than usual for this company, which is not the same as a bargain.
In total: 3 Good · 4 Average · 0 Bad of 7
Growth: 0 · 2 · 0
Profitability: 1 · 1 · 0
Valuation: 2 · 1 · 0
| Factor | ALL | Rating | Sector median | Own 5-year median | Against own history |
|---|---|---|---|---|---|
| Growth | |||||
| Revenue growth, 3 years a year | +9.6% | Average beats 58% | +8.3% | – | – |
| Revenue growth, last year | +5.6% | Average beats 39% | +6.9% | +11.1% | ▼ Worse |
| Profitability | |||||
| Net margin | 18.8% | Average beats 44% | 21.8% | 2.9% | ▲ Better |
| Return on equity | 39.1% | Good beats 92% | 15.7% | 6.0% | ▲ Better |
| Valuation | |||||
| P/E ratio | 5.1x | Good beats 98% | 13.8x | 11.3x | ▲ Better |
| Price / book | 2.0x | Average beats 58% | 2.2x | 2.1x | ≈ In line |
| Price / sales | 1.0x | Good beats 95% | 3.1x | 0.7x | ≈ In line |
These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the X-Ray Score. A factor is left out when its data is missing or meaningless (for example a P/E on negative earnings), and banks and insurers are rated only on the factors that apply to them. A dash in the history columns means fewer than three usable years.
Fundamentals checklist
● 3 Good · ● 3 Average · ● 1 BadCash quality
Earnings backed by cashBad
Free-cash-flow yieldGood
Risk models
Piotroski F-ScoreAverage
Growth
Free-cash-flow growth (3y)Good
Revenue growth (3y)Average
Growth consistencyGood
Balance sheet
Valuation
Fair value vs priceAverage
Profitability
Each check is graded against the company's sector, not a fixed number. Checklist score 60/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $50.6B | $51.4B | $57.1B | $64.1B | $67.7B |
| Operating income | – | – | $31M | $5.8B | $13.2B |
| Net income | $1.5B | −$1.4B | −$316M | $4.6B | $10.2B |
| Operating cash flow | $5.1B | $5.1B | $4.2B | $8.9B | $10.1B |
| Operating margin | – | – | 0.1% | 9.0% | 19.4% |
| Free cash flow | $4.8B | $4.7B | $4.0B | $8.7B | $9.9B |
| Diluted EPS | $5.01 | $-5.14 | $-1.20 | $16.99 | $38.06 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
12 bullish · 0 neutral · 4 bearish
Weekly
Strongly bullish
10 bullish · 1 neutral · 1 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 242.9 | Bullish |
| EMA 10 | 245.0 | Bullish |
| SMA 20 | 234.2 | Bullish |
| EMA 20 | 241.1 | Bullish |
| SMA 50 | 245.7 | Bullish |
| EMA 50 | 242.4 | Bullish |
| SMA 100 | 244.2 | Bullish |
| EMA 100 | 239.6 | Bullish |
| SMA 200 | 225.4 | Bullish |
| EMA 200 | 229.7 | Bullish |
Oscillators (daily)
| RSI (14) | 71.80 | Bearish |
| MACD (12, 26) | 2.59 | Bullish |
| Momentum (12) | 15.53 | Bullish |
| Stochastic %K (14) | 99.62 | Bearish |
| Williams %R (14) | -0.38 | Bearish |
| CCI (20) | 171.8 | Bearish |
Pivot points (classic, last session)
S3 247.5 | S2 249.9 | S1 254.5 | Pivot 256.9 | R1 261.5 | R2 263.9 | R3 268.5 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
4.24 USD
Yield on today's price
1.64%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 1.0800 | |
| 1.0800 | |
| 1.0800 | |
| 1.0000 | |
| 1.0000 | |
| 1.0000 | |
| 1.0000 | |
| 0.9200 | |
| 0.9200 | |
| 0.9200 | |
| 0.9200 | |
| 0.8900 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
ETFs that hold ALL
| ETF | Share of the fund |
|---|---|
| GQGU The Advisors’ Inner Circle Fund III | 4.35% |
| RDVI FT Cboe Vest Rising Dividend Achievers... | 2.23% |
| RDVY First Trust Rising Dividend Achievers | 2.01% |
| KIE SPDR S&P Insurance | 1.91% |
| PWV Invesco Dynamic Large Cap Value | 1.64% |
| DYNF iShares U.S. Equity Factor Rotation Ac... | 1.25% |
| VOE Vanguard Mid-Cap Value | 1.06% |
| IYF iShares U.S. Financials | 1.03% |
The eight funds with the largest weight in ALL among the ETFs we cover, from each fund's latest SEC Form N-PORT (quarter-end positions, so they can be months old). All ETFs.
ALL stock splits
ALL has split its stock once since 1998. The latest was a 2-for-1 split on 2 Jul 1998.
Full ALL stock split history →ALL SEC filings
8-KSEC EDGAR
Regulation FD disclosure
8-KSEC EDGAR
Regulation FD disclosure
8-KSEC EDGAR
Regulation FD disclosure
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
8-KSEC EDGAR
Regulation FD disclosure
8-KSEC EDGAR
Director or officer change; Regulation FD disclosure
8-KSEC EDGAR
Regulation FD disclosure
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.