Everest Group, Ltd. (EG)
Financials · Reinsurance · US stock · S&P 500 component
$407.56
▲ +12.78 (3.24%)
Fair valueUndervalued
$485 +19.1% to fair value
$243fair band $413–$588$728
Day's range
$396.67 – $408.11
52-week range
$302.44 – $408.11
About Everest Group, Ltd.
Everest Group is a global reinsurance and insurance company. It sells reinsurance cover to other insurers, helping them manage large and unpredictable losses from events such as storms, earthquakes and liability claims, and it also writes primary insurance directly. Revenue comes mainly from premiums charged for this risk transfer, together with investment income earned on the funds it holds until claims are paid. Results depend heavily on underwriting discipline and on the frequency of major catastrophe events.
Revenue over the last twelve months was $16.8 billion, with growth of 13.2% a year over three years. The operating margin stands at 13.4%. The return on invested capital is shown as 13%. Shareholders receive a dividend yielding 2.0%. Its X-Ray Score is 63 out of 100. These numbers describe past results and current financial position, and they are shown for reference only.
Price chart
52-wk range $302.44 – $408.11Volume 355,406Daily, split-adjusted
Vitals
Market cap$15.8B
52-week range$302.44 – $408.11
Volume (last day)355,406
P/E (TTM)8.6
EBIT / EV yield15.3%
Free-cash-flow yield–
Dividend yield2.0%
Revenue (TTM)$16.8B
Net income (TTM)$1.9B
Operating margin13.4%
Return on capital13.4%
Debt incl. leasesData missing
Cash & securities$1.1B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies that hold large long-term investments). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$485middle half of models $415 – $472
Undervalued
+19.1% to fair value
Average of the 5 valuation models that pass our checks: multiples, discounted cash flow, dividend discount and earnings power value. A model more than 100% above or 60% below the price is left out as unrealistic. Model uncertainty is Medium, based on how far apart the models are. Undervalued or Overvalued means the gap to fair value is more than 17.5%.
Price $408
Undervalued < $413Fair $413 – $588Overvalued > $588
P/E multiple
$415
P/B multiple
$434
P/S multiple
$472
Dividend discount, stable
$395
Dividend discount, multi-stage
$711
A model estimate, not a price target or recommendation. Inputs: risk-free 5.13%, equity risk premium 4.30% (Damodaran). How it works.
What this means
Average business at a low price
Our models put fair value above today's price, but models can be wrong, so check the business first. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
Strong: 70 to 100Fair: 50 to 69Weak: under 50No score: not enough data
Valuation
Strong
84/100
Cheap against its sector on earnings and cash flow.
See the numbers →
EBIT / EV yield15.3%
Fair value vs price1.2×
Growth
Fair
52/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)13.2%
EPS growth (3y)35.5%
Growth consistency70%
Profitability
Weak
41/100
Earns lower returns on its capital than most peers.
See the numbers →
Return on invested capital13.4%
Operating margin13.4%
Financial health
Strong
73/100
Balance sheet looks strong: debt is well covered.
See the numbers →
Piotroski F-Score8 / 9
Interest coverNo interest cost
Dividends
Fair
65/100
Dividend is typical for its sector.
See the numbers →
Dividend yield2.0%
Dividend growth9.5%
Quarterly results: last 6 quarters
+3.1%
Mar '25
+6.2%
Jun '25
+0.8%
Sep '25
-4.6%
Dec '25
-4.6%
Mar '26
-11.8%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $4.0B, diluted EPS $14.22.
SWOT analysis: Everest Group, Ltd.
Strengthsinside the company
- Revenue has grown 13.2% a year over three years (median 8.1% for sector peers).
- Earnings per share have compounded at 35.5% a year over three years.
- Operating profit covers interest 50x, so debt costs are a small drag.
- Passes 8 of the 9 Piotroski tests, which points to improving profitability, funding and efficiency.
Weaknessesinside the company
- Operating margin of 13.4% is thin against 29.3% for sector peers.
Opportunitiesvaluation and setting
- Trades at 8.3x earnings, 40% below the 13.9x median of sector peers.
- The price is 19% below our fair value estimate, with the gap larger than the margin we allow for error.
- Our Market Compass rates the backdrop for Financials as favourable.
- Price momentum is strong on the weekly and monthly signals (trends can reverse).
Threatsvaluation and setting
- Revenue growth slowed to 1.2% last year from 13.2% a year over three years.
Written by fixed rules from the figures on this page and the peer table below: filings, our fair value, the sector climate and the price trend. It summarises the data, it is not a forecast or advice.
Compare EG with peers and sector
Medians of 70 Financials peers and of 70 Financials stocks in our universe.
Largest peers (X-Ray Score): JPM 49, MA 57, BAC 48, MS 34, GS 49, WFC 38.
| Metric | EG | Peers | Sector |
|---|---|---|---|
| X-Ray Score (out of 100) | 63 | 50 | 50 |
| Valuation | 83 | 52 | 52 |
| Growth | 52 | 54 | 54 |
| Profitability | 41 | 49 | 49 |
| Financial health | 73 | 50 | 50 |
| Dividends | 65 | 54 | 54 |
Sector leaders: highest X-Ray Score in Financials
EG ranks #10 of 71 in Financials by X-Ray Score. A higher score is stronger on our five pillars; it is a ranking of facts, not a forecast.
Green means better than the peer median, red worse (only where a higher or lower figure is clearly better). A dash means too few companies report the figure. P/E, EV/EBITDA and price changes are not graded: a different level is not good or bad by itself.
Factor ratings for EG
Each factor is rated by where EG stands among the 71 Financials stocks in our universe.
Rating against the sector
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set today's figure against the company's own median of its last five financial years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the sector and Better means cheaper than usual for this company, which is not the same as a bargain.
In total: 5 Good · 1 Average · 2 Bad of 8
Growth: 2 · 0 · 1
Profitability: 0 · 1 · 1
Valuation: 3 · 0 · 0
| Factor | EG | Rating | Sector median | Own 5-year median | Against own history |
|---|---|---|---|---|---|
| Growth | |||||
| Revenue growth, 3 years a year | +13.2% | Good beats 81% | +8.3% | – | – |
| Revenue growth, last year | +1.2% | Bad beats 16% | +6.9% | +18.5% | ▼ Worse |
| EPS growth, 3 years a year | +35.5% | Good beats 88% | +12.7% | – | – |
| Profitability | |||||
| Net margin | 11.4% | Bad beats 22% | 21.8% | 9.1% | ▲ Better |
| Return on equity | 12.4% | Average beats 38% | 15.7% | 10.3% | ▲ Better |
| Valuation | |||||
| P/E ratio | 8.3x | Good beats 90% | 13.8x | 8.9x | ≈ In line |
| Price / book | 1.0x | Good beats 92% | 2.2x | 1.1x | ≈ In line |
| Price / sales | 0.9x | Good beats 96% | 3.1x | 0.9x | ≈ In line |
These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the X-Ray Score. A factor is left out when its data is missing or meaningless (for example a P/E on negative earnings), and banks and insurers are rated only on the factors that apply to them. A dash in the history columns means fewer than three usable years.
Fundamentals checklist
● 6 Good · ● 1 Average · ● 3 BadCash quality
Earnings backed by cashBad
Risk models
Piotroski F-ScoreGood
Growth
EPS growth (3y)Good
Revenue growth (3y)Good
Growth consistencyBad
Balance sheet
Interest coverGood
Valuation
Fair value vs priceGood
EBIT / EV yieldGood
Profitability
Return on invested capitalAverage
Operating marginBad
Each check is graded against the company's sector, not a fixed number. Checklist score 57/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $11.9B | $12.1B | $14.6B | $17.3B | $17.5B |
| Operating income | $1.5B | $588M | $2.2B | $1.5B | $1.9B |
| Net income | $1.4B | $597M | $2.5B | $1.4B | $1.6B |
| Operating cash flow | $3.8B | $3.7B | $4.6B | $5.0B | $3.1B |
| Operating margin | 13.0% | 4.9% | 14.8% | 8.6% | 10.8% |
| Free cash flow | – | – | – | – | – |
| Diluted EPS | $34.62 | $15.19 | $60.19 | $31.78 | $37.80 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
12 bullish · 0 neutral · 4 bearish
Weekly
Strongly bullish
11 bullish · 0 neutral · 1 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 384.8 | Bullish |
| EMA 10 | 388.1 | Bullish |
| SMA 20 | 376.4 | Bullish |
| EMA 20 | 381.4 | Bullish |
| SMA 50 | 374.1 | Bullish |
| EMA 50 | 374.8 | Bullish |
| SMA 100 | 366.0 | Bullish |
| EMA 100 | 366.7 | Bullish |
| SMA 200 | 348.3 | Bullish |
| EMA 200 | 355.4 | Bullish |
Oscillators (daily)
| RSI (14) | 77.63 | Bearish |
| MACD (12, 26) | 6.68 | Bullish |
| Momentum (12) | 11.10 | Bullish |
| Stochastic %K (14) | 98.83 | Bearish |
| Williams %R (14) | -1.17 | Bearish |
| CCI (20) | 203.3 | Bearish |
Pivot points (classic, last session)
S3 388.7 | S2 392.7 | S1 400.1 | Pivot 404.1 | R1 411.6 | R2 415.6 | R3 423.0 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
8.00 USD
Yield on today's price
1.96%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 2.0000 | |
| 1.7500 | |
| 1.7500 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
ETFs that hold EG
| ETF | Share of the fund |
|---|---|
| KIE SPDR S&P Insurance | 1.90% |
| RPV Invesco S&P 500 Pure Value | 1.52% |
| RDVI FT Cboe Vest Rising Dividend Achievers... | 0.57% |
| RDVY First Trust Rising Dividend Achievers | 0.54% |
| SDVY First Trust SMID Cap Rising Dividend A... | 0.46% |
| VBR Vanguard Small-Cap Value | 0.30% |
| SCHM Schwab U.S. Mid-Cap | 0.24% |
| TMSL T. Rowe Price Small-Mid Cap | 0.24% |
The eight funds with the largest weight in EG among the ETFs we cover, from each fund's latest SEC Form N-PORT (quarter-end positions, so they can be months old). All ETFs.
EG SEC filings
8-KSEC EDGAR
Regulation FD disclosure
8-KSEC EDGAR
Regulation FD disclosure
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
8-KSEC EDGAR
Other events
8-KSEC EDGAR
Director or officer change; Shareholder vote results
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.