Financials · Property & Casualty Insurance · US stock · price as of 22 Oct 2026
Key indicators
Price
$259.10
52-week range
$188.08 – $277.22
Market cap
$67.1B
P/E (trailing)
5.2×
Dividend yield
1.6%
Revenue (last 12 months)
$70.1B
Revenue growth (3y a year)
9.6%
Price / book
2.0×
Return on equity
39.1%
Fair value
Fair value (average of valid models)$277.18 middle half of models $262 – $288
Versus priceFair+7% to fair value
P/E multiple
$306.07
P/B multiple
$255.57
P/S multiple
$282.30
Dividend discount, stable
$264.78
Model uncertainty
Medium
X-Ray Score
54/ 100 · Low confidence · ahead of 61% of sector peers
Valuation74
Growth62
Profitability27
Financial health55
Dividends59
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
Executive summary
Allstate is an insurance group that sells property and casualty products, mainly auto and homeowners insurance, to households in the United States. It also offers other protection plans and products. The company earns money by collecting premiums and investing them, and it profits when premiums and investment income exceed claims and expenses. Catastrophe losses, such as storms and wildfires, can cause large swings in its results.
Over the latest twelve months the company reported revenue of $70.1 billion, and annual revenue rose by 9.6% on average across three years. A dividend is paid, with a yield of 1.6%.
StocksXray gives Allstate Corp an X-Ray Score of 54 out of 100 (low confidence), ahead of 61% of the S&P 500 stocks in its sector. Its strongest lens is valuation (74) and its weakest is profitability (27).
Our fair value (the average of the valid models) is $277.18 (range $262.48 to $288.24). At $259.10 the stock trades 7% below that value, so the label is "Fair" with medium model uncertainty. Fair value is a range, not a price target.
XStocksXray
Allstate Corp (ALL)
Valuation history multiples at each fiscal year-end price; the last column uses today's price and the last twelve months
FY2021
FY2022
FY2023
FY2024
FY2025
Now
Price
$105.26
$124.61
$132.54
$186.37
$205.16
$259.10
Market cap
$31.5B
$33.8B
$34.8B
$49.9B
$54.8B
$67.1B
P/E
21.0×
–
–
11.0×
5.4×
5.2×
Price / book
1.3×
1.9×
2.0×
2.3×
1.8×
2.0×
Dividend yield
3.08%
2.73%
2.69%
1.97%
1.95%
1.64%
Fundamentals checklist ● 1 Good · ● 3 Average · ● 0 Bad · each check graded against the sector
Risk models
Piotroski F-Score7 of 9Average
Growth
Revenue growth (3y)9.6%Average
Growth consistency100%Good
Valuation
Fair value vs price1.1×Average
XStocksXray
Allstate Corp (ALL)
Financials US$ millions, from SEC filings; last column is the last twelve months
Income statement
FY21
FY22
FY23
FY24
FY25
LTM
Revenue
50,601
51,411
57,094
64,106
67,685
70,137
Net income
1,485
-1,416
-316
4,550
10,165
13,189
Diluted EPS ($)
5.01
-5.14
-1.20
16.99
38.06
50.00
Net margin
2.9%
−2.8%
−0.6%
7.1%
15.0%
18.8%
Balance sheet
FY21
FY22
FY23
FY24
FY25
LTM
Total assets
99,440
97,989
103,362
111,617
119,758
124,756
Cash
763
736
722
704
678
840
Total debt
7,976
7,964
7,942
8,085
7,490
7,492
Equity
24,944
17,488
17,770
21,442
30,610
33,698
Dividend per share ($)
3.24
3.40
3.56
3.68
4.00
4.16
Revenue and net income US$ billions: navy revenue, teal net income
Every number comes from SEC filings, end-of-day prices and the StocksXray models described on the methodology page. The X-Ray Score ranks each metric against the company's own sector. Fair value is the average of up to 15 valuation models, most of them anchored to the company's own multiples, so it stays near the price and should be read as a range, not a point. Analyst ratings, price targets and earnings-call summaries are not part of this report. Educational research, not financial advice; read the disclaimer.
