General Motors Co (GM)
Consumer Discretionary · Automobile Manufacturers · US stock · S&P 500 component
$77.21
▲ +1.10 (1.45%)
Fair valueFair
$89 +15.5% to fair value
$45fair band $76–$108$134
Day's range
$75.40 – $78.13
52-week range
$65.89 – $91.85
About General Motors Co
Cars, trucks and crossovers under the Chevrolet, GMC, Buick and Cadillac brands are designed, built and distributed by General Motors, including electric models. Vehicles reach drivers mainly through independent dealers. The group is organised into North American and international automotive operations, plus a finance arm, GM Financial, that provides loans and leases to its customers.
Revenue comes mainly from vehicle deliveries to dealers, plus financing income and parts and services. It was $185.5 billion over the last twelve months, with growth of 5.7% a year across the last three years. The operating margin is 1.0%, and the business earns a profit of 4% on the capital invested in it. A dividend is paid, with a yield of 0.9%. On the site's X-Ray Score it receives 49 out of 100.
GM news
Copper Slips as Rising Inventories Ease Supply ConcernsCopper premium set at record as supply and demand reports divergeGeneral Motors Shares Fall After Profit Outlook Draws Attention
All GM news →Price chart
52-wk range $65.89 – $91.85Volume 7,502,140Daily, split-adjusted
Vitals
Market cap$70.3B
52-week range$65.89 – $91.85
Volume (last day)7,502,140
P/E (TTM)35.8
EBIT / EV yield3.8%
Free-cash-flow yield20.5%
Dividend yield0.9%
Revenue (TTM)$185.5B
Net income (TTM)$2.0B
Operating margin1.0%
Return on capital4.4%
Debt incl. leasesData missing
Cash & securities$24.7B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies that hold large long-term investments). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$89middle half of models $74 – $101
Fair
+15.5% to fair value
Average of the 11 valuation models that pass our checks: multiples, discounted cash flow, dividend discount and earnings power value. A model more than 100% above or 60% below the price is left out as unrealistic. Model uncertainty is Medium, based on how far apart the models are. Undervalued or Overvalued means the gap to fair value is more than 17.5%.
Price $77
Undervalued < $76Fair $76 – $108Overvalued > $108
P/E multiple
$68
P/B multiple
$88
P/S multiple · not used
$224
EV/EBITDA multiple
$121
EV/EBIT multiple
$55
EV/revenue multiple · not used
$210
10-year DCF, EBITDA exit
$95
5-year DCF, EBITDA exit
$87
10-year DCF, revenue exit
$102
5-year DCF, revenue exit
$100
10-year DCF, growth exit
$80
5-year DCF, growth exit
$65
Dividend discount, stable · not used
$15
Dividend discount, multi-stage · not used
$19
Earnings power value
$119
Growth the price implies
-10.4%/yr
A model estimate, not a price target or recommendation. Inputs: risk-free 5.13%, equity risk premium 4.30% (Damodaran). How it works.
What this means
Weak business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Consumer Discretionary peers. Open a lens to see the numbers behind it.
Strong: 70 to 100Fair: 50 to 69Weak: under 50No score: not enough data
Valuation
Fair
65/100
Priced about in line with its sector.
See the numbers →
EBIT / EV yield3.8%
Free-cash-flow yield20.5%
Fair value vs price1.2×
Growth
Weak
36/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)5.7%
EPS growth (3y)-18.9%
Growth consistency60%
Profitability
Weak
33/100
Earns lower returns on its capital than most peers.
See the numbers →
Return on invested capital4.4%
Operating margin1.0%
Financial health
Fair
54/100
Balance sheet is in typical shape for its sector.
See the numbers →
Piotroski F-Score6 / 9
Interest coverNo interest cost
Dividends
Fair
62/100
Dividend is typical for its sector.
See the numbers →
Dividend yield0.9%
Dividends vs free cash flow4%
Dividend growth18.3%
Quarterly results: last 6 quarters
+2.3%
Mar '25
-1.8%
Jun '25
-0.3%
Sep '25
-5.1%
Dec '25
-0.9%
Mar '26
+1.9%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $48.0B, diluted EPS $1.41.
Compare with peers
F Ford Motor Co38 TSLA Tesla, Inc.28Other Automobile Manufacturers companies by X-Ray Score.
SWOT analysis: General Motors Co
Strengthsinside the company
- Free cash flow equals 20.5% of the market value, which funds dividends, buybacks or debt paydown.
- Operating profit covers interest 50x, so debt costs are a small drag.
Weaknessesinside the company
- Return on invested capital is only 4.4% (median 24.9% for sector peers), so the business earns little above its cost of capital.
- Operating margin of 1.0% is thin against 15.0% for sector peers.
- Earnings per share have declined 18.9% a year over three years.
- Altman Z-score of 1.3 is in the zone linked with financial distress in past studies.
Opportunitiesvaluation and setting
- No specific opportunity is visible in our valuation, sector or growth data.
Threatsvaluation and setting
- Revenue growth slowed to -1.3% last year from 5.7% a year over three years.
- Trades at 34.6x earnings, 67% above the 20.7x median of sector peers, so the price already assumes better results.
- Earnings in Automobile Manufacturers follow the industry cycle, so margins and profits can swing from year to year.
Written by fixed rules from the figures on this page and the peer table below: filings, our fair value, the sector climate and the price trend. It summarises the data, it is not a forecast or advice.
Compare GM with peers and sector
Medians of 46 Consumer Discretionary peers and of 46 Consumer Discretionary stocks in our universe.
Largest peers (X-Ray Score): AMZN 42, TSLA 28, HD 40, MCD 53, TJX 55, BKNG 70.
| Metric | GM | Peers | Sector |
|---|---|---|---|
| X-Ray Score (out of 100) | 49 | 51 | 51 |
| Valuation | 65 | 48 | 48 |
| Growth | 36 | 53 | 53 |
| Profitability | 33 | 52 | 52 |
| Financial health | 54 | 49 | 49 |
| Dividends | 62 | 51 | 51 |
Sector leaders: highest X-Ray Score in Consumer Discretionary
GM ranks #25 of 47 in Consumer Discretionary by X-Ray Score. A higher score is stronger on our five pillars; it is a ranking of facts, not a forecast.
Green means better than the peer median, red worse (only where a higher or lower figure is clearly better). A dash means too few companies report the figure. P/E, EV/EBITDA and price changes are not graded: a different level is not good or bad by itself.
Factor ratings for GM
Each factor is rated by where GM stands among the 47 Consumer Discretionary stocks in our universe.
Rating against the sector
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set today's figure against the company's own median of its last five financial years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the sector and Better means cheaper than usual for this company, which is not the same as a bargain.
In total: 8 Good · 3 Average · 9 Bad of 20
Growth: 0 · 1 · 2
Profitability: 0 · 0 · 4
Financial strength: 1 · 2 · 0
Valuation: 4 · 0 · 1
Cash flow: 3 · 0 · 1
Efficiency: 0 · 0 · 1
| Factor | GM | Rating | Sector median | Own 5-year median | Against own history |
|---|---|---|---|---|---|
| Growth | |||||
| Revenue growth, 3 years a year | +5.7% | Average beats 41% | +6.5% | – | – |
| Revenue growth, last year | −1.3% | Bad beats 12% | +4.9% | +9.1% | ▼ Worse |
| EPS growth, 3 years a year | −18.9% | Bad beats 18% | +4.0% | – | – |
| Profitability | |||||
| Operating margin | 1.0% | Bad beats 6% | 14.9% | 6.6% | ▼ Worse |
| Net margin | 1.1% | Bad beats 5% | 11.4% | 5.7% | ▼ Worse |
| Return on invested capital | 4.4% | Bad beats 8% | 24.6% | – | – |
| Return on equity | 3.3% | Bad beats 10% | 35.3% | 14.3% | ▼ Worse |
| Financial strength | |||||
| Interest cover | 50.0x | Good beats 76% | 25.3x | – | – |
| Current ratio | 1.14 | Average beats 55% | 1.10 | 1.10 | ≈ In line |
| Piotroski F-score | 6 / 9 | Average beats 49% | 6 / 9 | – | – |
| Valuation | |||||
| P/E ratio | 34.6x | Bad beats 19% | 21.1x | 8.7x | ▼ Worse |
| Price / book | 1.1x | Good beats 93% | 7.2x | 1.0x | ≈ In line |
| Price / sales | 0.4x | Good beats 97% | 2.1x | 0.3x | ≈ In line |
| EV / EBITDA | 3.4x | Good beats 97% | 15.0x | – | – |
| Free cash flow yield | 20.5% | Good beats 99% | 4.3% | 15.5% | ▲ Better |
| Cash flow | |||||
| Free cash flow margin | 7.8% | Bad beats 29% | 10.8% | 5.8% | ▲ Better |
| Cash from operations / net income | 11.42 | Good beats 97% | 1.37 | 2.13 | ▲ Better |
| Free cash flow growth, 3 years a year | +37.2% | Good beats 84% | +12.1% | – | – |
| Accruals (lower is better) | −7.5% | Good beats 72% | −5.3% | – | – |
| Efficiency | |||||
| Days sales outstanding | 33 days | Bad beats 23% | 14 days | 26 days | ▼ Worse |
These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the X-Ray Score. A factor is left out when its data is missing or meaningless (for example a P/E on negative earnings). A dash in the history columns means fewer than three usable years.
Fundamentals checklist
● 5 Good · ● 4 Average · ● 5 BadCash quality
Earnings backed by cashGood
Free-cash-flow yieldGood
Risk models
Altman Z''Average
Piotroski F-ScoreAverage
Growth
EPS growth (3y)Bad
Free-cash-flow growth (3y)Good
Revenue growth (3y)Average
Growth consistencyBad
Balance sheet
Current ratioAverage
Interest coverGood
Valuation
Fair value vs priceGood
EBIT / EV yieldBad
Profitability
Return on invested capitalBad
Operating marginBad
Each check is graded against the company's sector, not a fixed number. Checklist score 46/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $127.0B | $156.7B | $171.8B | $187.4B | $185.0B |
| Operating income | $9.3B | $10.3B | $9.3B | $12.8B | $2.9B |
| Net income | $9.9B | $9.7B | $9.8B | $6.0B | $2.8B |
| Operating cash flow | $15.2B | $16.0B | $20.9B | $20.1B | $26.9B |
| Operating margin | 7.3% | 6.6% | 5.4% | 6.8% | 1.6% |
| Free cash flow | $7.7B | $6.8B | $10.0B | $9.3B | $17.6B |
| Diluted EPS | $6.70 | $6.13 | $7.32 | $6.37 | $3.27 |
Fiscal years, from SEC filings.
Technical summary
Daily
Strongly bearish
3 bullish · 1 neutral · 12 bearish
Weekly
Neutral
5 bullish · 1 neutral · 6 bearish
Monthly
Bullish
5 bullish · 1 neutral · 2 bearish
Moving averages (daily)
| SMA 10 | 81.29 | Bearish |
| EMA 10 | 80.06 | Bearish |
| SMA 20 | 80.84 | Bearish |
| EMA 20 | 81.12 | Bearish |
| SMA 50 | 83.52 | Bearish |
| EMA 50 | 82.33 | Bearish |
| SMA 100 | 82.50 | Bearish |
| EMA 100 | 81.86 | Bearish |
| SMA 200 | 80.35 | Bearish |
| EMA 200 | 78.68 | Bearish |
Oscillators (daily)
| RSI (14) | 38.84 | Neutral |
| MACD (12, 26) | -1.19 | Bearish |
| Momentum (12) | -5.85 | Bearish |
| Stochastic %K (14) | 19.89 | Bullish |
| Williams %R (14) | -80.11 | Bullish |
| CCI (20) | -126.0 | Bullish |
Pivot points (classic, last session)
S3 72.97 | S2 74.19 | S1 75.70 | Pivot 76.91 | R1 78.42 | R2 79.64 | R3 81.15 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
0.69 USD
Yield on today's price
0.89%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 0.1800 | |
| 0.1800 | |
| 0.1800 | |
| 0.1500 | |
| 0.1500 | |
| 0.1500 | |
| 0.1200 | |
| 0.1200 | |
| 0.1200 | |
| 0.1200 | |
| 0.1200 | |
| 0.0900 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
ETFs that hold GM
| ETF | Share of the fund |
|---|---|
| VLUE iShares MSCI USA Value Factor | 3.99% |
| RPV Invesco S&P 500 Pure Value | 1.89% |
| XLY Consumer Discretionary Select Sector S... | 1.73% |
| PWV Invesco Dynamic Large Cap Value | 1.47% |
| FDIS Fidelity MSCI Consumer Discretionary I... | 1.28% |
| VOE Vanguard Mid-Cap Value | 1.20% |
| VCR Vanguard Consumer Discretionary | 1.17% |
| AVLV Avantis U.S. Large Cap Value | 1.11% |
The eight funds with the largest weight in GM among the ETFs we cover, from each fund's latest SEC Form N-PORT (quarter-end positions, so they can be months old). All ETFs.
GM SEC filings
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
8-KSEC EDGAR
Entered a material agreement; Other events
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
8-KSEC EDGAR
Director or officer change; Shareholder vote results
8-KSEC EDGAR
Director or officer change
10-QSEC EDGAR
Quarterly report
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.