Verisk Analytics, Inc. (VRSK)
Industrials · Research & Consulting Services · US stock · S&P 500 component
$203.33
▲ +10.99 (5.71%)
Fair valueFair
$193 −5.0% to fair value
$97fair band $164–$234$290
Day's range
$195.58 – $203.47
52-week range
$155.94 – $239.47
Red flags⚠ Negative equity⚠ Negative equity⚠ Negative equity⚠ Negative equity⚠ Negative equity
About Verisk Analytics, Inc.
Verisk Analytics provides data, analytics and software to insurers and other businesses, mainly in property and casualty insurance. Its products help customers assess risk, price policies, detect fraud and estimate losses after claims. The company earns money from subscriptions and multi-year contracts for its data platforms and tools, which tend to be recurring. It also serves energy and financial services customers with specialised research.
The company reported twelve-month revenue of $3.1 billion, which expanded at 7.2% a year across the last three years. It earned an operating margin of 44.0%, and it generated a return on invested capital of 38%. Leverage, measured as net debt to EBITDA, is 2.4 times. The dividend yield is 1.0%. The site's X-Ray Score is 60 out of 100.
Price chart
52-wk range $155.94 – $239.47Volume 1,457,801Daily, split-adjusted
Vitals
Market cap$27.5B
52-week range$155.94 – $239.47
Volume (last day)1,457,801
P/E (TTM)31.0
EBIT / EV yield4.3%
Free-cash-flow yield4.1%
Dividend yield1.0%
Revenue (TTM)$3.1B
Net income (TTM)$910M
Operating margin44.0%
Return on capital37.7%
Debt incl. leases$4.5B
Cash & securities$525M
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies that hold large long-term investments). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$193middle half of models $164 – $226
Fair
−5.0% to fair value
Average of the 14 valuation models that pass our checks: multiples, discounted cash flow, dividend discount and earnings power value. A model more than 100% above or 60% below the price is left out as unrealistic. Model uncertainty is Medium, based on how far apart the models are. Undervalued or Overvalued means the gap to fair value is more than 17.5%.
Price $203
Undervalued < $164Fair $164 – $234Overvalued > $234
P/E multiple
$215
P/S multiple
$223
EV/EBITDA multiple
$210
EV/EBIT multiple
$233
EV/revenue multiple
$212
10-year DCF, EBITDA exit
$227
5-year DCF, EBITDA exit
$233
10-year DCF, revenue exit
$225
5-year DCF, revenue exit
$231
10-year DCF, growth exit
$141
5-year DCF, growth exit
$132
Dividend discount, stable
$86
Dividend discount, multi-stage
$174
Earnings power value
$161
Growth the price implies
13.7%/yr
A model estimate, not a price target or recommendation. Inputs: risk-free 5.13%, equity risk premium 4.30% (Damodaran). How it works.
What this means
Average business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Industrials peers. Open a lens to see the numbers behind it.
Strong: 70 to 100Fair: 50 to 69Weak: under 50No score: not enough data
Valuation
Fair
54/100
Priced about in line with its sector.
See the numbers →
EBIT / EV yield4.3%
Free-cash-flow yield4.1%
Fair value vs price0.9×
Growth
Fair
60/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)7.2%
EPS growth (3y)2.6%
Growth consistency100%
Profitability
Strong
78/100
Earns high returns on the capital it uses.
See the numbers →
Return on invested capital37.7%
Operating margin44.0%
Gross profitability47.2%
Financial health
Weak
44/100
Balance sheet is more stretched than most peers.
See the numbers →
Piotroski F-Score6 / 9
Net debt / EBITDA2.4×
Interest cover7.7×
Dividends
Fair
60/100
Dividend is typical for its sector.
See the numbers →
Dividend yield1.0%
Dividends vs free cash flow23%
Dividend growth8.8%
Quarterly results: last 6 quarters
+8.6%
Dec '24
+7.0%
Mar '25
+7.8%
Jun '25
+5.9%
Sep '25
+5.9%
Dec '25
+3.9%
Mar '26
Revenue against the same quarter a year earlier. Latest quarter revenue $783M, diluted EPS $1.73.
SWOT analysis: Verisk Analytics, Inc.
Strengthsinside the company
- Return on invested capital is 37.7%, against a median of 14.9% for sector peers.
- Operating margin of 44.0% is well above the 17.5% median of sector peers, a sign of pricing power or lower costs.
Weaknessesinside the company
- No clear weakness in the figures we track.
Opportunitiesvaluation and setting
- No specific opportunity is visible in our valuation, sector or growth data.
Threatsvaluation and setting
- Our checks raised: Negative equity; Negative equity.
Written by fixed rules from the figures on this page and the peer table below: filings, our fair value, the sector climate and the price trend. It summarises the data, it is not a forecast or advice.
Compare VRSK with peers and sector
Medians of 80 Industrials peers and of 80 Industrials stocks in our universe.
Largest peers (X-Ray Score): CAT 43, GE 49, RTX 51, GEV 50, UNP 45, DE 43.
| Metric | VRSK | Peers | Sector |
|---|---|---|---|
| X-Ray Score (out of 100) | 60 | 50 | 50 |
| Valuation | 54 | 44 | 44 |
| Growth | 60 | 50 | 50 |
| Profitability | 78 | 50 | 50 |
| Financial health | 44 | 49 | 49 |
| Dividends | 59 | 53 | 53 |
Sector leaders: highest X-Ray Score in Industrials
VRSK ranks #17 of 81 in Industrials by X-Ray Score. A higher score is stronger on our five pillars; it is a ranking of facts, not a forecast.
Green means better than the peer median, red worse (only where a higher or lower figure is clearly better). A dash means too few companies report the figure. P/E, EV/EBITDA and price changes are not graded: a different level is not good or bad by itself.
Factor ratings for VRSK
Each factor is rated by where VRSK stands among the 81 Industrials stocks in our universe.
Rating against the sector
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set today's figure against the company's own median of its last five financial years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the sector and Better means cheaper than usual for this company, which is not the same as a bargain.
In total: 6 Good · 9 Average · 5 Bad of 20
Growth: 0 · 3 · 0
Profitability: 4 · 0 · 0
Financial strength: 0 · 1 · 3
Valuation: 0 · 3 · 1
Cash flow: 2 · 2 · 0
Efficiency: 0 · 0 · 1
| Factor | VRSK | Rating | Sector median | Own 5-year median | Against own history |
|---|---|---|---|---|---|
| Growth | |||||
| Revenue growth, 3 years a year | +7.2% | Average beats 63% | +5.6% | – | – |
| Revenue growth, last year | +6.6% | Average beats 62% | +4.5% | +7.4% | ≈ In line |
| EPS growth, 3 years a year | +2.6% | Average beats 44% | +5.7% | – | – |
| Profitability | |||||
| Gross margin | 70.0% | Good beats 97% | 38.0% | 67.3% | ≈ In line |
| Operating margin | 44.0% | Good beats 98% | 17.5% | 43.5% | ≈ In line |
| Net margin | 29.3% | Good beats 97% | 12.8% | 29.6% | ≈ In line |
| Return on invested capital | 37.7% | Good beats 91% | 14.9% | – | – |
| Financial strength | |||||
| Net debt / EBITDA | 2.4x | Bad beats 31% | 1.8x | 1.9x | ▼ Worse |
| Interest cover | 7.7x | Bad beats 23% | 21.4x | 9.8x | ▼ Worse |
| Current ratio | 1.02 | Bad beats 24% | 1.25 | 0.74 | ▲ Better |
| Piotroski F-score | 6 / 9 | Average beats 41% | 6 / 9 | – | – |
| Valuation | |||||
| P/E ratio | 30.2x | Average beats 46% | 28.9x | 41.1x | ▲ Better |
| Price / sales | 8.9x | Bad beats 4% | 3.5x | 13.1x | ▲ Better |
| EV / EBITDA | 19.3x | Average beats 45% | 18.5x | 28.2x | ▲ Better |
| Free cash flow yield | 4.1% | Average beats 57% | 3.8% | 2.4% | ▲ Better |
| Cash flow | |||||
| Free cash flow margin | 36.3% | Good beats 98% | 13.8% | 31.9% | ▲ Better |
| Cash from operations / net income | 1.52 | Average beats 62% | 1.39 | 1.58 | ≈ In line |
| Free cash flow growth, 3 years a year | +15.0% | Average beats 52% | +14.5% | – | – |
| Accruals (lower is better) | −10.3% | Good beats 97% | −3.2% | – | – |
| Efficiency | |||||
| Days sales outstanding | 65 days | Bad beats 30% | 57 days | 45 days | ▼ Worse |
These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the X-Ray Score. A factor is left out when its data is missing or meaningless (for example a P/E on negative earnings). A dash in the history columns means fewer than three usable years.
Fundamentals checklist
● 6 Good · ● 7 Average · ● 3 BadCash quality
Earnings backed by cashGood
Free-cash-flow yieldAverage
Risk models
Altman Z''Good
Piotroski F-ScoreAverage
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Average
Revenue growth (3y)Average
Growth consistencyGood
Balance sheet
Current ratioBad
Net debt / EBITDABad
Interest coverBad
Valuation
Fair value vs priceAverage
EBIT / EV yieldAverage
Profitability
Return on invested capitalGood
Operating marginGood
Gross profitabilityGood
Each check is graded against the company's sector, not a fixed number. Checklist score 63/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $2.5B | $2.5B | $2.7B | $2.9B | $3.1B |
| Operating income | $911M | $1.4B | $1.1B | $1.3B | $1.3B |
| Net income | $666M | $954M | $615M | $958M | $908M |
| Operating cash flow | $1.2B | $1.1B | $1.1B | $1.1B | $1.4B |
| Operating margin | 37.0% | 56.3% | 42.2% | 43.5% | 43.7% |
| Free cash flow | $887M | $784M | $831M | $920M | $1.2B |
| Diluted EPS | $4.08 | $6.00 | $4.17 | $6.71 | $6.48 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
12 bullish · 0 neutral · 4 bearish
Weekly
Bullish
7 bullish · 1 neutral · 4 bearish
Monthly
Bearish
2 bullish · 1 neutral · 5 bearish
Moving averages (daily)
| SMA 10 | 186.6 | Bullish |
| EMA 10 | 188.0 | Bullish |
| SMA 20 | 177.1 | Bullish |
| EMA 20 | 182.6 | Bullish |
| SMA 50 | 180.1 | Bullish |
| EMA 50 | 181.0 | Bullish |
| SMA 100 | 183.6 | Bullish |
| EMA 100 | 183.1 | Bullish |
| SMA 200 | 186.5 | Bullish |
| EMA 200 | 192.6 | Bullish |
Oscillators (daily)
| RSI (14) | 75.77 | Bearish |
| MACD (12, 26) | 4.88 | Bullish |
| Momentum (12) | 23.08 | Bullish |
| Stochastic %K (14) | 99.67 | Bearish |
| Williams %R (14) | -0.33 | Bearish |
| CCI (20) | 168.2 | Bearish |
Pivot points (classic, last session)
S3 190.2 | S2 192.9 | S1 198.1 | Pivot 200.8 | R1 206.0 | R2 208.7 | R3 213.9 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
1.95 USD
Yield on today's price
0.96%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 0.5000 | |
| 0.5000 | |
| 0.5000 | |
| 0.4500 | |
| 0.4500 | |
| 0.4500 | |
| 0.4500 | |
| 0.3900 | |
| 0.3900 | |
| 0.3900 | |
| 0.3900 | |
| 0.3400 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
ETFs that hold VRSK
| ETF | Share of the fund |
|---|---|
| RSPN Invesco S&P 500 Equal Weight Industria... | 1.26% |
| COWG Pacer US Large Cap Cash Cows Growth Le... | 0.52% |
| VOT Vanguard Mid-Cap Growth | 0.52% |
| FVD First Trust Value Line Dividend Index | 0.41% |
| XLI Industrial Select Sector SPDR | 0.41% |
| FQAL Fidelity Quality Factor | 0.41% |
| FDG American Century Focused Dynamic Growt... | 0.39% |
| FIDU Fidelity MSCI Industrials Index | 0.36% |
The eight funds with the largest weight in VRSK among the ETFs we cover, from each fund's latest SEC Form N-PORT (quarter-end positions, so they can be months old). All ETFs.
VRSK SEC filings
8-KSEC EDGAR
Director or officer change
8-KSEC EDGAR
Other events
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
8-KSEC EDGAR
Director or officer change
8-KSEC EDGAR
Shareholder vote results
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.