Intuit Inc. (INTU)
Information Technology · Application Software · US stock · S&P 500 component
$354.90
▲ +19.29 (5.75%)
Fair valueFair
$415 +16.8% to fair value
$207fair band $353–$503$622
Day's range
$337.44 – $358.03
52-week range
$252.84 – $689.17
About Intuit Inc.
Intuit builds financial software for consumers, small businesses and accountants. Its products include TurboTax for tax preparation, QuickBooks for accounting and payroll, Credit Karma for personal finance and Mailchimp for marketing. Revenue comes from software subscriptions, transaction and payment fees, advertising and referral income, and it is concentrated around the annual tax filing season in the United States.
Intuit Inc. generated $21.4 billion in revenue during the last twelve months. The three-year revenue growth rate is 14.3% a year. Operating margin stands at 27.4%, showing profit left after running costs. Return on invested capital stands at 20%. Net debt is 0.6 times of EBITDA. A dividend is paid, with a yield of 1.4%. The X-Ray Score is 71 out of 100.
Price chart
52-wk range $252.84 – $689.17Volume 4,815,368Daily, split-adjusted
Vitals
Market cap$98.3B
52-week range$252.84 – $689.17
Volume (last day)4,815,368
P/E (TTM)21.6
EBIT / EV yield5.8%
Free-cash-flow yield8.8%
Dividend yield1.4%
Revenue (TTM)$21.4B
Net income (TTM)$4.6B
Operating margin27.4%
Return on capital19.7%
Debt incl. leases$8.4B
Cash & securities$4.7B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies that hold large long-term investments). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$415middle half of models $277 – $522
Fair
+16.8% to fair value
Average of the 14 valuation models that pass our checks: multiples, discounted cash flow, dividend discount and earnings power value. A model more than 100% above or 60% below the price is left out as unrealistic. Model uncertainty is High, based on how far apart the models are. Undervalued or Overvalued means the gap to fair value is more than 17.5%.
Price $355
Undervalued < $353Fair $353 – $503Overvalued > $503
P/E multiple
$444
P/B multiple
$510
P/S multiple
$580
EV/EBITDA multiple
$548
EV/EBIT multiple · not used
$747
EV/revenue multiple
$531
10-year DCF, EBITDA exit
$490
5-year DCF, EBITDA exit
$525
10-year DCF, revenue exit
$467
5-year DCF, revenue exit
$493
10-year DCF, growth exit
$274
5-year DCF, growth exit
$256
Dividend discount, stable
$162
Dividend discount, multi-stage
$240
Earnings power value
$286
Growth the price implies
16.3%/yr
A model estimate, not a price target or recommendation. Inputs: risk-free 5.13%, equity risk premium 4.30% (Damodaran). How it works.
What this means
Average business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Information Technology peers. Open a lens to see the numbers behind it.
Strong: 70 to 100Fair: 50 to 69Weak: under 50No score: not enough data
Valuation
Strong
86/100
Cheap against its sector on earnings and cash flow.
See the numbers →
EBIT / EV yield5.8%
Free-cash-flow yield8.8%
Fair value vs price1.2×
Growth
Fair
68/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)14.3%
EPS growth (3y)25.0%
Growth consistency100%
Profitability
Fair
64/100
Returns on capital are typical for its sector.
See the numbers →
Return on invested capital19.7%
Operating margin27.4%
Financial health
Fair
66/100
Balance sheet is in typical shape for its sector.
See the numbers →
Piotroski F-Score8 / 9
Net debt / EBITDA0.6×
Interest cover23.0×
Dividends
Strong
72/100
Dividend is high and well covered by cash flow.
See the numbers →
Dividend yield1.4%
Dividends vs free cash flow16%
Dividend growth14.9%
Quarterly results: last 6 quarters
+15.1%
Apr '25
+20.3%
Jul '25
+18.3%
Oct '25
+17.4%
Jan '26
+10.4%
Apr '26
+13.7%
Jul '26
Revenue against the same quarter a year earlier. Latest quarter revenue $4.4B.
Compare with peers
ADBE Adobe Inc.77 FICO Fair Isaac Corp71 ADSK Autodesk, Inc.67 PLTR Palantir Technologies...63Other Application Software companies by X-Ray Score.
SWOT analysis: Intuit Inc.
Strengthsinside the company
- Return on invested capital is 19.7%, against a median of 21.0% for industry peers.
- Revenue has grown 14.3% a year over three years (median 12.3% for industry peers).
- Earnings per share have compounded at 25.0% a year over three years.
- Free cash flow equals 8.8% of the market value, which funds dividends, buybacks or debt paydown.
Weaknessesinside the company
- No clear weakness in the figures we track.
Opportunitiesvaluation and setting
- Dividends use only 16% of free cash flow, which leaves room to raise them.
- Trades at 21.5x earnings, 42% below the 37.1x median of industry peers.
- Our Market Compass rates the backdrop for Information Technology as favourable.
Threatsvaluation and setting
- Valuation uncertainty is high: the models give widely different values, so the fair value range is wide.
Written by fixed rules from the figures on this page and the peer table below: filings, our fair value, the sector climate and the price trend. It summarises the data, it is not a forecast or advice.
Compare INTU with peers and sector
Medians of 13 Application Software peers and of 74 Information Technology stocks in our universe.
Largest peers (X-Ray Score): PLTR 63, ORCL 56, CRM 52, ADBE 77, DDOG 50, CDNS 49.
| Metric | INTU | Peers | Sector |
|---|---|---|---|
| X-Ray Score (out of 100) | 71 | 57 | 50 |
| Valuation | 86 | 60 | 50 |
| Growth | 68 | 63 | 54 |
| Profitability | 64 | 61 | 49 |
| Financial health | 66 | 47 | 49 |
| Dividends | 72 | – | 50 |
Sector leaders: highest X-Ray Score in Information Technology
INTU ranks #4 of 75 in Information Technology and #2 of 14 in Application Software by X-Ray Score. A higher score is stronger on our five pillars; it is a ranking of facts, not a forecast.
Green means better than the peer median, red worse (only where a higher or lower figure is clearly better). A dash means too few companies report the figure. P/E, EV/EBITDA and price changes are not graded: a different level is not good or bad by itself.
Factor ratings for INTU
Each factor is rated by where INTU stands among the 75 Information Technology stocks in our universe.
Rating against the sector
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set today's figure against the company's own median of its last five financial years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the sector and Better means cheaper than usual for this company, which is not the same as a bargain.
In total: 12 Good · 9 Average · 0 Bad of 21
Growth: 2 · 1 · 0
Profitability: 0 · 4 · 0
Financial strength: 1 · 3 · 0
Valuation: 5 · 0 · 0
Cash flow: 3 · 1 · 0
Efficiency: 1 · 0 · 0
| Factor | INTU | Rating | Sector median | Own 5-year median | Against own history |
|---|---|---|---|---|---|
| Growth | |||||
| Revenue growth, 3 years a year | +14.3% | Good beats 71% | +9.7% | – | – |
| Revenue growth, last year | +13.9% | Average beats 53% | +13.7% | +13.9% | ≈ In line |
| EPS growth, 3 years a year | +25.0% | Good beats 78% | +5.9% | – | – |
| Profitability | |||||
| Operating margin | 27.4% | Average beats 62% | 20.3% | 22.3% | ▲ Better |
| Net margin | 21.3% | Average beats 63% | 17.8% | 18.2% | ▲ Better |
| Return on invested capital | 19.7% | Average beats 51% | 19.4% | – | – |
| Return on equity | 24.0% | Average beats 54% | 21.0% | 16.1% | ▲ Better |
| Financial strength | |||||
| Net debt / EBITDA | 0.6x | Average beats 57% | 0.8x | 0.7x | ≈ In line |
| Interest cover | 23.0x | Average beats 50% | 23.0x | 19.9x | ▲ Better |
| Current ratio | 1.51 | Average beats 46% | 1.57 | 1.39 | ≈ In line |
| Piotroski F-score | 8 / 9 | Good beats 89% | 6 / 9 | – | – |
| Valuation | |||||
| P/E ratio | 21.5x | Good beats 72% | 33.6x | 60.7x | ▲ Better |
| Price / book | 5.2x | Good beats 75% | 8.3x | 8.4x | ▲ Better |
| Price / sales | 4.6x | Good beats 67% | 6.9x | 10.2x | ▲ Better |
| EV / EBITDA | 17.3x | Good beats 72% | 24.7x | 47.1x | ▲ Better |
| Free cash flow yield | 8.8% | Good beats 94% | 3.4% | 2.9% | ▲ Better |
| Cash flow | |||||
| Free cash flow margin | 40.4% | Good beats 86% | 22.3% | 32.5% | ▲ Better |
| Cash from operations / net income | 1.94 | Good beats 77% | 1.39 | 1.88 | ≈ In line |
| Free cash flow growth, 3 years a year | +21.4% | Average beats 60% | +15.4% | – | – |
| Accruals (lower is better) | −11.6% | Good beats 89% | −4.4% | – | – |
| Efficiency | |||||
| Days sales outstanding | 11 days | Good beats 97% | 63 days | 10 days | ≈ In line |
These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the X-Ray Score. A factor is left out when its data is missing or meaningless (for example a P/E on negative earnings). A dash in the history columns means fewer than three usable years.
Fundamentals checklist
● 8 Good · ● 7 Average · ● 0 BadCash quality
Earnings backed by cashGood
Free-cash-flow yieldGood
Risk models
Altman Z''Average
Piotroski F-ScoreGood
Growth
EPS growth (3y)Good
Free-cash-flow growth (3y)Average
Revenue growth (3y)Good
Growth consistencyGood
Balance sheet
Current ratioAverage
Net debt / EBITDAAverage
Interest coverAverage
Valuation
Fair value vs priceGood
EBIT / EV yieldGood
Profitability
Return on invested capitalAverage
Operating marginAverage
Each check is graded against the company's sector, not a fixed number. Checklist score 70/100.
Financials
| FY22 | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|
| Revenue | $12.7B | $14.4B | $16.3B | $18.8B | $21.4B |
| Operating income | $2.6B | $3.1B | $3.6B | $4.9B | $5.9B |
| Net income | $2.1B | $2.4B | $3.0B | $3.9B | $4.6B |
| Operating cash flow | $3.9B | $5.0B | $4.9B | $6.2B | $8.8B |
| Operating margin | 20.2% | 21.9% | 22.3% | 26.1% | 27.4% |
| Free cash flow | $3.7B | $4.8B | $4.7B | $6.1B | $8.7B |
| Diluted EPS | $7.28 | $8.42 | $10.43 | $13.67 | $16.46 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
10 bullish · 0 neutral · 6 bearish
Weekly
Neutral
5 bullish · 1 neutral · 6 bearish
Monthly
Strongly bearish
0 bullish · 1 neutral · 7 bearish
Moving averages (daily)
| SMA 10 | 322.7 | Bullish |
| EMA 10 | 325.7 | Bullish |
| SMA 20 | 302.2 | Bullish |
| EMA 20 | 315.5 | Bullish |
| SMA 50 | 320.3 | Bullish |
| EMA 50 | 313.6 | Bullish |
| SMA 100 | 305.2 | Bullish |
| EMA 100 | 327.2 | Bullish |
| SMA 200 | 366.1 | Bearish |
| EMA 200 | 379.9 | Bearish |
Oscillators (daily)
| RSI (14) | 72.25 | Bearish |
| MACD (12, 26) | 8.78 | Bullish |
| Momentum (12) | 23.03 | Bullish |
| Stochastic %K (14) | 96.01 | Bearish |
| Williams %R (14) | -3.99 | Bearish |
| CCI (20) | 156.5 | Bearish |
Pivot points (classic, last session)
S3 321.6 | S2 329.5 | S1 342.2 | Pivot 350.1 | R1 362.8 | R2 370.7 | R3 383.4 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
4.98 USD
Yield on today's price
1.40%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 1.3800 | |
| 1.2000 | |
| 1.2000 | |
| 1.2000 | |
| 1.2000 | |
| 1.0400 | |
| 1.0400 | |
| 1.0400 | |
| 1.0400 | |
| 0.9000 | |
| 0.9000 | |
| 0.9000 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
ETFs that hold INTU
| ETF | Share of the fund |
|---|---|
| VFLO VictoryShares Free Cash Flow | 2.87% |
| IGV iShares Expanded Tech-Software Sector | 2.73% |
| EAGL The 2023 ETF Series | 2.19% |
| COWZ Pacer US Cash Cows 100 | 2.04% |
| QTEC First Trust NASDAQ-100-Technology Sect... | 1.65% |
| RSPT Invesco S&P 500 Equal Weight Technolog... | 1.52% |
| TDIV First Trust NASDAQ Technology Dividend... | 1.51% |
| QQQE Direxion NASDAQ-100 Equal Weighted Ind... | 0.97% |
The eight funds with the largest weight in INTU among the ETFs we cover, from each fund's latest SEC Form N-PORT (quarter-end positions, so they can be months old). All ETFs.
INTU stock splits
INTU has split its stock 3 times since 1995. The latest was a 2-for-1 split on 7 Jul 2006.
Full INTU stock split history →INTU SEC filings
10-KSEC EDGAR
Annual report
8-KSEC EDGAR
Results of operations; Other events
8-KSEC EDGAR
Other events
424B5SEC EDGAR
424B5
424B5SEC EDGAR
424B5
10-QSEC EDGAR
Quarterly report
8-KSEC EDGAR
Results of operations; Exit or restructuring costs
8-KSEC EDGAR
Director or officer change
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.