HIG vs WRB

	HIG Hartford Insurance Group...	WRB Berkley W R Corp
Price	$139.45	$75.55
Sector	Financials	Financials
X-Ray Score	64	57
Valuation	65	62
Growth	63	58
Profitability	59	71
Financial health	69	29
Dividends	62	65
Fair value	$142	$85
Verdict	Fair +2%	Fair +12%
Revenue (TTM)	$29.1B	$14.9B
Operating margin	18.0%	17.0%
Return on capital	17.7%	27.2%
Revenue growth (3y)	8.3%	9.6%
Free-cash-flow yield	15.2%	–
Net debt / EBITDA	0.8×	–
Dividend yield	1.7%	2.5%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.