Financials · Regional Banks · US stock · price as of 22 Oct 2026
Key indicators
Price
$53.23
52-week range
$40.68 – $59.50
Market cap
$48.8B
P/E (trailing)
17.5×
Dividend yield
3.0%
Revenue (last 12 months)
$84M
Revenue growth (3y a year)
−48.6%
Price / book
1.4×
Return on equity
6.8%
Fair value
Fair value (average of valid models)$53.68 middle half of models $50 – $63
Versus priceFair+1% to fair value
P/E multiple
$49.53
P/B multiple
$50.83
P/S multiple
$23.08
Dividend discount, stable
$63.40
Dividend discount, multi-stage
$81.56
Model uncertainty
High
X-Ray Score
36/ 100 · Medium confidence · ahead of 11% of sector peers
Valuation37
Growth10
Profitability33
Financial health55
Dividends60
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
Executive summary
Fifth Third Bancorp is a Cincinnati-based regional bank holding company providing banking services to individuals, small businesses, corporations and institutions across the Midwest and Southeast. Its business lines include commercial banking, consumer and small business banking, and wealth and asset management. Customers use it for deposits, loans, payments, treasury management and investment services.
As a bank, Fifth Third earns money from interest on loans and securities, net of what it pays on deposits, and from fees on payments, wealth management and capital markets services. The dividend yield is 3.0%.
StocksXray gives Fifth Third Bancorp an X-Ray Score of 36 out of 100 (medium confidence), ahead of 11% of the S&P 500 stocks in its sector. Its strongest lens is dividends (60) and its weakest is growth (10).
Our fair value (the average of the valid models) is $53.68 (range $49.53 to $63.40). At $53.23 the stock trades 1% below that value, so the label is "Fair" with high model uncertainty. Fair value is a range, not a price target.
XStocksXray
Fifth Third Bancorp (FITB)
Valuation history multiples at each fiscal year-end price; the last column uses today's price and the last twelve months
FY2021
FY2022
FY2023
FY2024
FY2025
Now
Price
$36.31
$28.35
$31.30
$39.81
$45.68
$53.23
Market cap
$25.8B
$19.7B
$21.5B
$27.4B
$30.7B
$48.8B
P/E
9.7×
8.5×
9.7×
12.7×
12.9×
17.5×
Price / book
1.2×
1.1×
1.1×
1.4×
1.4×
1.4×
Dividend yield
3.14%
4.44%
4.35%
3.62%
3.37%
3.04%
Fundamentals checklist ● 2 Good · ● 1 Average · ● 4 Bad · each check graded against the sector
Risk models
Piotroski F-Score8 of 9Good
Growth
EPS growth (3y)1.8%Bad
Revenue growth (3y)−48.6%Bad
Growth consistency60%Bad
Valuation
Fair value vs price1.0×Average
Profitability
Return on invested capital4.5%Bad
Operating margin3,563.1%Good
XStocksXray
Fifth Third Bancorp (FITB)
Financials US$ millions, from SEC filings; last column is the last twelve months
Income statement
FY21
FY22
FY23
FY24
FY25
LTM
Revenue
600
589
577
100
80
84
Net income
2,770
2,446
2,349
2,314
2,522
2,346
Diluted EPS ($)
3.73
3.35
3.22
3.14
3.53
3.04
Net margin
461.7%
415.3%
407.1%
2,314.0%
3,152.5%
2,792.9%
Balance sheet
FY21
FY22
FY23
FY24
FY25
LTM
Total assets
211,116
207,452
214,574
212,927
214,376
300,180
Cash
2,994
3,466
3,142
3,014
3,499
4,374
Total debt
11,821
13,714
16,380
18,991
14,515
22,269
Equity
22,210
17,327
19,172
19,645
21,724
34,482
Dividend per share ($)
1.14
1.26
1.36
1.44
1.54
1.60
Revenue and net income US$ billions: navy revenue, teal net income
Every number comes from SEC filings, end-of-day prices and the StocksXray models described on the methodology page. The X-Ray Score ranks each metric against the company's own sector. Fair value is the average of up to 15 valuation models, most of them anchored to the company's own multiples, so it stays near the price and should be read as a range, not a point. Analyst ratings, price targets and earnings-call summaries are not part of this report. Educational research, not financial advice; read the disclaimer.
