Financials · Asset Management & Custody Banks · US stock · price as of 22 Oct 2026
Key indicators
Price
$145.32
52-week range
$105.36 – $165.84
Market cap
$100.6B
P/E (trailing)
16.3×
Dividend yield
1.5%
Revenue (last 12 months)
–
Revenue growth (3y a year)
6.7%
Price / book
2.3×
Return on equity
14.1%
Fair value
Fair value (average of valid models)$160.11 middle half of models $120 – $173
Versus priceFair+10% to fair value
P/E multiple
$141.26
P/B multiple
$107.66
Dividend discount, stable
$124.71
Dividend discount, multi-stage
$266.80
Model uncertainty
High
X-Ray Score
44/ 100 · Low confidence · ahead of 27% of sector peers
Valuation41
Growth49
Profitability19
Financial health74
Dividends45
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
Executive summary
BNY, formerly Bank of New York Mellon, is a financial services company that provides custody, asset servicing, clearing, payments and treasury services, together with investment management and wealth services. Its clients include institutional investors, asset managers, banks, corporations, governments and wealthy individuals, for whom it safeguards and administers assets and moves money. It operates globally and is headquartered in New York.
BNY earns income from fees for servicing and managing client assets, together with net interest income on client balances. The data sheet shows revenue growth over three years of 6.7% a year, and the dividend yield is 1.5%. The sheet carries no other financial figures for the company at present.
StocksXray gives Bank of New York Mellon Corp an X-Ray Score of 44 out of 100 (low confidence), ahead of 27% of the S&P 500 stocks in its sector. Its strongest lens is financial health (74) and its weakest is profitability (19).
Our fair value (the average of the valid models) is $160.11 (range $120.45 to $172.65). At $145.32 the stock trades 9% below that value, so the label is "Fair" with high model uncertainty. Fair value is a range, not a price target.
XStocksXray
Bank of New York Mellon Corp (BNY)
Valuation history multiples at each fiscal year-end price; the last column uses today's price and the last twelve months
FY2021
FY2022
FY2023
FY2024
FY2025
Now
Price
$51.00
$41.24
$48.88
$74.24
$114.66
$145.32
Market cap
$43.7B
$33.6B
$38.5B
$55.5B
$82.2B
$100.6B
P/E
12.3×
14.3×
12.6×
12.8×
15.5×
16.3×
Price / book
1.0×
0.8×
0.9×
1.3×
1.9×
2.3×
Dividend yield
2.55%
3.44%
3.23%
2.40%
1.74%
1.53%
Fundamentals checklist ● 2 Good · ● 2 Average · ● 0 Bad · each check graded against the sector
Risk models
Piotroski F-Score8 of 9Good
Growth
EPS growth (3y)37.0%Good
Revenue growth (3y)6.7%Average
Valuation
Fair value vs price1.1×Average
XStocksXray
Bank of New York Mellon Corp (BNY)
Financials US$ millions, from SEC filings; last column is the last twelve months
Income statement
FY21
FY22
FY23
FY24
FY25
LTM
Revenue
15,931
16,529
17,697
18,619
20,080
–
Net income
3,759
2,556
3,302
4,530
5,549
6,299
Diluted EPS ($)
4.14
2.88
3.89
5.80
7.40
8.93
Net margin
23.6%
15.5%
18.7%
24.3%
27.6%
–
Balance sheet
FY21
FY22
FY23
FY24
FY25
LTM
Total assets
444,438
405,560
409,877
416,064
472,300
525,019
Cash
6,061
5,030
4,922
4,178
5,111
7,483
Total debt
25,931
30,458
31,257
31,155
33,876
35,184
Equity
43,034
40,734
40,770
41,318
44,313
44,664
Dividend per share ($)
1.30
1.42
1.58
1.78
2.00
2.12
Revenue and net income US$ billions: navy revenue, teal net income
Every number comes from SEC filings, end-of-day prices and the StocksXray models described on the methodology page. The X-Ray Score ranks each metric against the company's own sector. Fair value is the average of up to 15 valuation models, most of them anchored to the company's own multiples, so it stays near the price and should be read as a range, not a point. Analyst ratings, price targets and earnings-call summaries are not part of this report. Educational research, not financial advice; read the disclaimer.
