MS vs SCHW

	MS Morgan Stanley	SCHW Schwab Charles Corp
Price	$183.97	$91.44
Sector	Financials	Financials
X-Ray Score	34	68
Valuation	10	72
Growth	72	59
Profitability	12	70
Financial health	37	78
Dividends	64	50
Fair value	$135	$117
Verdict	Overvalued -26%	Undervalued +29%
Revenue (TTM)	–	$26.0B
Operating margin	–	50.2%
Return on capital	6.0%	31.3%
Revenue growth (3y)	–	4.8%
Free-cash-flow yield	–	6.8%
Net debt / EBITDA	7.3×	-1.4×
Dividend yield	2.3%	1.3%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.