GPN vs XYZ

	GPN Global Payments Inc	XYZ Block, Inc.
Price	$85.88	$79.02
Sector	Financials	Financials
X-Ray Score	29	45
Valuation	43	26
Growth	34	54
Profitability	28	42
Financial health	14	61
Dividends	18	–
Fair value	$104	$72
Verdict	Undervalued +21%	Fair -9%
Revenue (TTM)	$10.2B	$25.0B
Operating margin	12.4%	4.7%
Return on capital	2.8%	3.8%
Revenue growth (3y)	4.1%	11.3%
Free-cash-flow yield	3.5%	8.1%
Net debt / EBITDA	4.6×	-0.5×
Dividend yield	1.2%	None

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.