ELV vs HUM

	ELV Elevance Health, Inc.	HUM Humana Inc
Price	$445.28	$420.97
Sector	Health Care	Health Care
X-Ray Score	60	47
Valuation	74	45
Growth	53	47
Profitability	55	47
Financial health	53	51
Dividends	65	46
Fair value	$483	$397
Verdict	Fair +9%	Fair -6%
Revenue (TTM)	$201.1B	$137.2B
Operating margin	2.7%	1.8%
Return on capital	11.5%	18.9%
Revenue growth (3y)	8.3%	11.8%
Free-cash-flow yield	6.5%	2.5%
Net debt / EBITDA	-0.7×	-2.6×
Dividend yield	1.5%	0.6%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.