CFG vs MTB

	CFG Citizens Financial Group...	MTB M&T Bank Corp
Price	$65.14	$221.66
Sector	Financials	Financials
X-Ray Score	49	60
Valuation	76	68
Growth	18	48
Profitability	33	44
Financial health	74	79
Dividends	32	63
Fair value	$88	$247
Verdict	Undervalued +35%	Fair +12%
Revenue (TTM)	$8.7B	$1.7B
Operating margin	31.1%	230.3%
Return on capital	7.1%	10.6%
Revenue growth (3y)	0.9%	-41.3%
Free-cash-flow yield	–	–
Net debt / EBITDA	1.1×	0.2×
Dividend yield	2.8%	2.7%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.