CFG vs HBAN

	CFG Citizens Financial Group...	HBAN Huntington Bancshares In...
Price	$65.24	$15.66
Sector	Financials	Financials
X-Ray Score	49	39
Valuation	76	41
Growth	18	27
Profitability	33	34
Financial health	74	50
Dividends	32	49
Fair value	$85	$15
Verdict	Undervalued +31%	Fair -1%
Revenue (TTM)	$8.7B	$1.7B
Operating margin	31.1%	159.0%
Return on capital	7.1%	6.0%
Revenue growth (3y)	0.9%	5.8%
Free-cash-flow yield	–	7.2%
Net debt / EBITDA	1.1×	1.3×
Dividend yield	2.8%	4.0%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.