AFL vs GL

	AFL Aflac Inc	GL Globe Life Inc.
Price	$120.51	$154.79
Sector	Financials	Financials
X-Ray Score	38	49
Valuation	56	43
Growth	8	42
Profitability	50	58
Financial health	24	51
Dividends	49	48
Fair value	$128	$131
Verdict	Fair +6%	Fair -15%
Revenue (TTM)	$18.1B	$6.2B
Operating margin	33.3%	26.4%
Return on capital	20.9%	15.3%
Revenue growth (3y)	-3.6%	4.7%
Free-cash-flow yield	–	10.1%
Net debt / EBITDA	–	1.5×
Dividend yield	2.0%	0.8%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.