Financials · Property & Casualty Insurance · US stock · price as of 22 Oct 2026
Key indicators
Price
$102.69
52-week range
$82.45 – $107.09
Market cap
$35.8B
P/E (trailing)
8.0×
Dividend yield
–
Revenue (last 12 months)
$19.2B
Revenue growth (3y a year)
27.5%
Price / book
1.5×
Return on equity
19.5%
Fair value
Fair value (average of valid models)$104.78 middle half of models $104 – $105
Versus priceFair+2% to fair value
P/E multiple
$104.01
P/B multiple
$105.42
P/S multiple
$104.91
Model uncertainty
Medium
X-Ray Score
61/ 100 · Low confidence · ahead of 85% of sector peers
Valuation56
Growth72
Profitability63
Financial health55
Dividends–
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
Executive summary
Arch Capital Group is a Bermuda-based insurance, reinsurance and mortgage insurance company. It writes property and casualty coverage, specialty lines and reinsurance for other insurers, and provides mortgage insurance in the United States and elsewhere. It earns money from premiums and from investing the funds it holds before claims are paid, so results depend on underwriting discipline and catastrophe losses.
Arch Capital Group Ltd. generated $19.2 billion in revenue during the last twelve months. The three-year revenue growth rate is 27.5% a year. No dividend is paid to shareholders. Operating margin shows how much of each dollar of revenue remains after operating costs.
StocksXray gives Arch Capital Group Ltd. an X-Ray Score of 61 out of 100 (low confidence), ahead of 85% of the S&P 500 stocks in its sector. Its strongest lens is growth (72) and its weakest is financial health (55).
Our fair value (the average of the valid models) is $104.78 (range $104.46 to $105.17). At $102.69 the stock trades 2% below that value, so the label is "Fair" with medium model uncertainty. Fair value is a range, not a price target.
XStocksXray
Arch Capital Group Ltd. (ACGL)
Valuation history multiples at each fiscal year-end price; the last column uses today's price and the last twelve months
FY2021
FY2022
FY2023
FY2024
FY2025
Now
Price
$42.27
$59.70
$70.62
$92.35
$95.92
$102.69
Market cap
$16.9B
$22.5B
$26.8B
$35.3B
$36.1B
$35.8B
P/E
8.1×
15.7×
6.1×
8.3×
8.3×
8.0×
Price / book
1.2×
1.7×
1.5×
1.7×
1.5×
1.5×
Dividend yield
–
–
–
5.41%
5.21%
–
Fundamentals checklist ● 2 Good · ● 2 Average · ● 1 Bad · each check graded against the sector
Risk models
Piotroski F-Score7 of 9Average
Growth
EPS growth (3y)45.1%Good
Revenue growth (3y)27.5%Good
Growth consistency80%Bad
Valuation
Fair value vs price1.0×Average
XStocksXray
Arch Capital Group Ltd. (ACGL)
Financials US$ millions, from SEC filings; last column is the last twelve months
Income statement
FY21
FY22
FY23
FY24
FY25
LTM
Revenue
9,248
9,613
13,634
17,440
19,929
19,232
Net income
2,157
1,476
4,443
4,312
4,399
4,692
Diluted EPS ($)
5.23
3.80
11.62
11.19
11.60
12.85
Net margin
23.3%
15.4%
32.6%
24.7%
22.1%
24.4%
Balance sheet
FY21
FY22
FY23
FY24
FY25
LTM
Total assets
45,101
47,990
58,906
70,906
79,241
85,179
Cash
859
855
917
979
993
1,109
Total debt
2,724
2,725
2,726
2,728
2,729
4,286
Equity
13,546
12,910
18,353
20,820
24,206
24,030
Dividend per share ($)
–
–
–
5.00
5.00
–
Revenue and net income US$ billions: navy revenue, teal net income
Every number comes from SEC filings, end-of-day prices and the StocksXray models described on the methodology page. The X-Ray Score ranks each metric against the company's own sector. Fair value is the average of up to 15 valuation models, most of them anchored to the company's own multiples, so it stays near the price and should be read as a range, not a point. Analyst ratings, price targets and earnings-call summaries are not part of this report. Educational research, not financial advice; read the disclaimer.
