Habib Insurance Company Ltd
About Habib Insurance Company Ltd
Habib Insurance Company Limited provides general insurance cover, with fire and property, marine and transport, motor and group hospitalization among its classes of business. It also acts as a Window Takaful Operator. Based in Karachi, the company is a general insurer offering these classes of cover to its policyholders.
On this site Habib Insurance Company Ltd appears as a stock on the Pakistan Stock Exchange (PSX), code HICL, with prices in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
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Factor ratings for HICL
Each factor is rated by where HICL stands among the 29 stocks of its PSX sector (Insurance; all PSX stocks when the sector is too small for a fair comparison).
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
| Factor | HICL | Rating | Group median |
|---|---|---|---|
| Growth | |||
| Profit growth, last financial year | −50.2% | Bad beats 7% | +5.9% |
| EPS growth, 3 years a year | +1.8% | Bad beats 8% | +25.7% |
| Valuation | |||
| P/E ratio (last 12 months) | 3.6x | Good beats 81% | 5.4x |
| Price risk and momentum | |||
| Volatility, 1 year | 124.3% | Bad beats 2% | 49.2% |
| Worst drawdown, 1 year | −47.7% | Bad beats 24% | −37.8% |
| 12-month return, skipping the last month | +8.6% | Average beats 58% | +2.3% |
| Liquidity | |||
| Average daily value traded | PKR 4.2M | Average beats 54% | PKR 2.7M |
| Days with no trading | 0.0% | Average beats 50% | 0.0% |
Price chart
Signals
Technical summary
| SMA 10 | 7.86 | Bullish |
| EMA 10 | 7.85 | Bullish |
| SMA 20 | 7.86 | Bullish |
| EMA 20 | 7.84 | Bullish |
| SMA 50 | 7.71 | Bullish |
| EMA 50 | 7.67 | Bullish |
| SMA 100 | 7.30 | Bullish |
| EMA 100 | 7.42 | Bullish |
| SMA 200 | 7.02 | Bullish |
| EMA 200 | 7.15 | Bullish |
| RSI (14) | 52.03 | Neutral |
| MACD (12, 26) | 0.04 | Bullish |
| Momentum (12) | -1.12 | Bearish |
| Stochastic %K (14) | 36.84 | Neutral |
| Williams %R (14) | -63.16 | Neutral |
| CCI (20) | 9.21 | Neutral |
S3 7.54 | S2 7.65 | S1 7.78 | Pivot 7.89 | R1 8.02 | R2 8.13 | R3 8.26 |
Dividends
| Ex-dividend date | Amount per share |
|---|---|
| 0.6250 | |
|
This payment: 0.6250 PKR per share, ex-dividend 9 Apr 2026. On 9 Apr 2026 5.91% Share price that day 10.57 PKR. Dividends in the 12 months up to that day: 0.6250 PKR. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 1.0000 | |
|
This payment: 1.0000 PKR per share, ex-dividend 14 Apr 2025. On 14 Apr 2025 12.66% Share price that day 7.90 PKR. Dividends in the 12 months up to that day: 1.00 PKR. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.6250 | |
|
This payment: 0.6250 PKR per share, ex-dividend 9 Apr 2024. On 9 Apr 2024 18.01% Share price that day 6.94 PKR. Dividends in the 12 months up to that day: 1.25 PKR (0.6250 + 0.6250). Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.6250 | |
|
This payment: 0.6250 PKR per share, ex-dividend 12 May 2023. On 12 May 2023 11.16% Share price that day 5.60 PKR. Dividends in the 12 months up to that day: 0.6250 PKR. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.6250 | |
|
This payment: 0.6250 PKR per share, ex-dividend 12 Apr 2022. On 12 Apr 2022 9.08% Share price that day 6.88 PKR. Dividends in the 12 months up to that day: 0.6250 PKR. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.5000 | |
|
This payment: 0.5000 PKR per share, ex-dividend 15 Apr 2021. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.5000 | |
|
This payment: 0.5000 PKR per share, ex-dividend 29 Apr 2020. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
| 0.7500 | |
|
This payment: 0.7500 PKR per share, ex-dividend 12 Apr 2019. Today, latest close 27 Oct 2026 7.90% Share price 7.91 PKR. Dividends in the last 12 months: 0.6250 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones. | |
Prices are end-of-day closes in PKR. Educational only, not financial advice.