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Pakistan Stock Exchange (PSX) · Pakistan · Updated after 27 Oct 2026 close

Bank Makramah

BML · Pakistan Stock Exchange (PSX) · prices in PKR
PKR 62.31▲ +4.06 (6.97%)
Research report

About Bank Makramah

Bank Makramah Limited provides banking services, taking deposits from customers and lending money to individuals and businesses as a commercial bank does. Its services follow the framework set out in the Banking Companies Ordinance, and it is registered in Islamabad. A bank of this kind earns income mainly from the difference between what it pays depositors and what it charges borrowers, while also offering payment and account facilities to its customers.

Bank Makramah trades under the code BML on the Pakistan Stock Exchange (PSX), with its price quoted in Pakistani rupees (PKR). Our records, which start in 2019, show no dividend payments for it. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.

42/ 100
Market X-Ray · price-based
Weak price profile
Ranks #379 of 542 on the Pakistan Stock Exchange (PSX) · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendWeak
28/100
Below its long-term averages and far from its highs.
See the numbers →
Above 200-day average-1.9%
From 52-week high-50.6%
MomentumFair
52/100
Typical recent returns for this exchange.
See the numbers →
3-month return6.9%
6-month return6.9%
12-month, skipping last month-57.7%
Stability (higher is calmer)Weak
23/100
Volatile, with deep drawdowns.
See the numbers →
Volatility, 1 year (lower is calmer)52.6%
Worst drawdown, 1 year (smaller is calmer)-67.3%
LiquidityStrong
78/100
Trades actively.
See the numbers →
Avg daily value traded35.17M PKR
Zero-volume days0.0%
IncomeNone
–/100
Pays no dividend.
See the numbers →
Years with dividends0
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Below its 200-day average
Versus its 50- and 200-day averages
52-week range
42.71 – 132.93
Price is 22% of the way up
Returns
+6.9% 3m · −50.6% 1y
Price returns, dividends not included
RSI (14)
61
Neutral zone
Fair value estimate · limited data
PKR 54.20range of models 47.72 – 58.56
Fair −13.0% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 58.56
P/S multiple
PKR 47.72
P/E on average earnings
PKR 56.33
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 8.79, -1.00, -1.00, -1.20. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.

Factor ratings for BML

Each factor is rated by where BML stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).

Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.

For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.

In total: 0 Good · 2 Average · 4 Bad of 6 Valuation: 0 · 0 · 1 Price risk and momentum: 0 · 0 · 3 Liquidity: 0 · 2 · 0
FactorBMLRatingGroup median
Valuation
P/E ratio (last 12 months)15.1x Bad beats 8% 6.2x
Price risk and momentum
Volatility, 1 year52.6% Bad beats 13% 35.7%
Worst drawdown, 1 year−67.3% Bad beats 3% −34.8%
12-month return, skipping the last month−57.7% Bad beats 3% −3.4%
Liquidity
Average daily value tradedPKR 35.2M Average beats 45% PKR 44.7M
Days with no trading0.0% Average beats 50% 0.0%
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.

Price chart

52-wk range 42.71 – 132.93 Daily closes, split-adjusted

Signals

50-day average55.22
200-day average63.51
Golden/death cross (60d)None
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)3.62

Technical summary

Daily
Bullish
10 bullish · 1 neutral · 5 bearish
Weekly
Neutral
6 bullish · 1 neutral · 5 bearish
Monthly
Bearish
2 bullish · 1 neutral · 5 bearish
Moving averages (daily)
SMA 1059.26Bullish
EMA 1058.87Bullish
SMA 2057.70Bullish
EMA 2057.69Bullish
SMA 5055.22Bullish
EMA 5056.56Bullish
SMA 10057.13Bullish
EMA 10058.25Bullish
SMA 20063.51Bearish
EMA 20064.94Bearish
Oscillators (daily)
RSI (14)61.15Neutral
MACD (12, 26)1.39Bullish
Momentum (12)8.35Bullish
Stochastic %K (14)81.19Bearish
Williams %R (14)-18.81Bearish
CCI (20)156.7Bearish
Pivot points (classic, last session)
S3
52.61
S2
55.18
S1
58.75
Pivot
61.32
R1
64.89
R2
67.46
R3
71.03
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Prices are end-of-day closes in PKR. Educational only, not financial advice.