Pakistan Stock Exchange (PSX) · Pakistan · Updated after 27 Oct 2026 close

Adamjee Insurance Company Ltd

AICL · Pakistan Stock Exchange (PSX) · prices in PKR

PKR 94.11▲ +1.22 (1.31%)

Research report

About Adamjee Insurance Company Ltd

Adamjee Insurance Company is a general insurance business based in Karachi, Pakistan. It offers non-life cover to individuals, businesses and institutions, including fire and property insurance, marine and cargo cover, motor insurance, and accident and health policies. The company also writes engineering and miscellaneous insurance and handles claims through its branch network across the country. Its customers range from private policyholders to commercial and industrial clients seeking protection for their assets and operations.

Adamjee Insurance Company Ltd trades under the code AICL on the Pakistan Stock Exchange (PSX), with its price quoted in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.

Market X-Ray · price-based

Fair price profile

Ranks #84 of 542 on the Pakistan Stock Exchange (PSX) · confidence High

What this score is, and is not

It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.

TrendStrong

79/100

Trading above its long-term averages and near its highs.

See the numbers →

Above 200-day average12.7%

From 52-week high-22.3%

MomentumStrong

84/100

Rising faster than most stocks on this exchange.

See the numbers →

3-month return18.0%

6-month return23.4%

12-month, skipping last month29.3%

Stability (higher is calmer)Weak

35/100

Volatile, with deep drawdowns.

See the numbers →

Volatility, 1 year (lower is calmer)51.7%

Worst drawdown, 1 year (smaller is calmer)-48.9%

LiquidityStrong

87/100

Trades actively.

See the numbers →

Avg daily value traded93.95M PKR

Zero-volume days0.0%

IncomeFair

57/100

Dividend is typical for this exchange.

See the numbers →

Dividend yield5.3%

Years with dividends5

Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.

Price trend

Uptrend

Versus its 50- and 200-day averages

52-week range

60.20 – 124.89

Price is 52% of the way up

Returns

+18.0% 3m · +24.0% 1y

Price returns, dividends not included

RSI (14)

Neutral zone

Fair value estimate · limited data

Data under review

Too few of our models give a usable value for this company, so we show no number rather than a misleading one.

PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.

P/E multiple

PKR 105.890

P/E on average earnings

PKR 102.640

Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 14.66, 11.57, 6.46, 7.39. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.

Factor ratings for AICL

Each factor is rated by where AICL stands among the 29 stocks of its PSX sector (Insurance; all PSX stocks when the sector is too small for a fair comparison).

Rating against the group

Goodthe top third of these stocks

Averagethe middle third of these stocks

Badthe bottom third of these stocks

"Beats" is the share of those stocks it is ahead of.

For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.

In total: 3 Good · 4 Average · 1 Bad of 8 Growth: 1 · 1 · 0 Valuation: 0 · 1 · 0 Price risk and momentum: 1 · 1 · 1 Liquidity: 1 · 1 · 0

Factor	AICL	Rating	Group median
Growth
Profit growth, last financial year	+26.7%	Good beats 70%	+5.9%
EPS growth, 3 years a year	+25.7%	Average beats 47%	+25.7%
Valuation
P/E ratio (last 12 months)	6.4x	Average beats 44%	5.2x
Price risk and momentum
Volatility, 1 year	51.7%	Average beats 46%	49.2%
Worst drawdown, 1 year	−48.9%	Bad beats 13%	−37.8%
12-month return, skipping the last month	+29.3%	Good beats 78%	+2.3%
Liquidity
Average daily value traded	PKR 94.0M	Good beats 98%	PKR 2.7M
Days with no trading	0.0%	Average beats 50%	0.0%

Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.

Price chart

Interactive chart

52-wk range 60.20 – 124.89 Daily closes, split-adjusted

Signals

50-day average93.10

200-day average83.50

Golden/death cross (60d)Golden, 53 days ago

New 52-week highNo

Bullish RSI divergenceNo

Average daily range (ATR)3.35

Technical summary

Daily

Bullish

9 bullish · 4 neutral · 3 bearish

Weekly

Strongly bullish

10 bullish · 1 neutral · 1 bearish

Monthly

Strongly bullish

7 bullish · 1 neutral · 0 bearish

Moving averages (daily)

SMA 10	93.43	Bullish
EMA 10	93.58	Bullish
SMA 20	94.27	Bearish
EMA 20	94.00	Bullish
SMA 50	93.10	Bullish
EMA 50	92.29	Bullish
SMA 100	86.40	Bullish
EMA 100	88.27	Bullish
SMA 200	83.50	Bullish
EMA 200	82.67	Bullish

Oscillators (daily)

RSI (14)	50.89	Neutral
MACD (12, 26)	-0.23	Bearish
Momentum (12)	-1.28	Bearish
Stochastic %K (14)	67.48	Neutral
Williams %R (14)	-32.52	Neutral
CCI (20)	-27.85	Neutral

Pivot points (classic, last session)

89.84

91.02

92.57

Pivot

93.75

95.30

96.48

98.03

Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months

5.00 PKR

Yield on today's price

5.31%

Frequency

Semi-annual

Next ex-dividend date

Not announced

Tap a dividend date to compare the dividend yield on that day with today's.

Ex-dividend date	Amount per share
	3.0000
This payment: 3.0000 PKR per share, ex-dividend 8 Sep 2026. On 8 Sep 2026 5.33% Share price that day 93.81 PKR. Dividends in the 12 months up to that day: 5.00 PKR (3.00 + 2.00). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	2.0000
This payment: 2.0000 PKR per share, ex-dividend 20 Apr 2026. On 20 Apr 2026 5.07% Share price that day 78.92 PKR. Dividends in the 12 months up to that day: 4.00 PKR (2.00 + 2.00). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	2.0000
This payment: 2.0000 PKR per share, ex-dividend 8 Sep 2025. On 8 Sep 2025 4.74% Share price that day 73.85 PKR. Dividends in the 12 months up to that day: 3.50 PKR (2.00 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 18 Apr 2025. On 18 Apr 2025 7.10% Share price that day 42.24 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 5 Sep 2024. On 5 Sep 2024 8.69% Share price that day 34.53 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 17 Apr 2024. On 17 Apr 2024 8.36% Share price that day 35.89 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 8 Sep 2023. On 8 Sep 2023 9.93% Share price that day 30.22 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 18 Apr 2023. On 18 Apr 2023 12.53% Share price that day 23.95 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 8 Sep 2022. On 8 Sep 2022 14.57% Share price that day 30.88 PKR. Dividends in the 12 months up to that day: 4.50 PKR (1.50 + 1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 20 Apr 2022. On 20 Apr 2022 9.41% Share price that day 31.88 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.50 + 1.50). Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 22 Sep 2021. Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.2500
This payment: 1.2500 PKR per share, ex-dividend 19 Apr 2021. Today, latest close 27 Oct 2026 5.31% Share price 94.11 PKR. Dividends in the last 12 months: 5.00 PKR (3.00 + 2.00). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.

Ex-dividend dates and amounts from our market-data provider. Shown as declared, before tax. For Pakistani companies a future date appears only once our data provider lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.

Prices are end-of-day closes in PKR. Educational only, not financial advice.