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Pakistan Stock Exchange (PSX) · Pakistan · Updated after 27 Oct 2026 close

Arif Habib Ltd

AHL · Pakistan Stock Exchange (PSX) · prices in PKR
PKR 103.03▼ -0.34 (0.33%)
Research report

About Arif Habib Ltd

Arif Habib Limited is an investment and securities company based in Karachi. Its principal activities are investments, brokerage of equities and inter-bank brokerage, along with underwriting of Initial Public Offers and advisory and consultancy services. Brokerage of this kind involves matching buyers and sellers of securities and handling the trades on their behalf, while underwriting of an Initial Public Offer means a firm commits to take up any portion of a new issue that other investors do not subscribe for.

The shares are listed on the Pakistan Stock Exchange (PSX) under the code AHL, and the price on this page is in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 7 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.

71/ 100
Market X-Ray · price-based
Strong price profile
Ranks #68 of 542 on the Pakistan Stock Exchange (PSX) · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendStrong
74/100
Trading above its long-term averages and near its highs.
See the numbers →
Above 200-day average1.7%
From 52-week high-24.1%
MomentumFair
66/100
Typical recent returns for this exchange.
See the numbers →
3-month return-9.0%
6-month return15.7%
12-month, skipping last month10.8%
Stability (higher is calmer)Strong
72/100
Calmer than most: low volatility and shallow drawdowns.
See the numbers →
Volatility, 1 year (lower is calmer)35.9%
Worst drawdown, 1 year (smaller is calmer)-34.4%
LiquidityFair
66/100
Moderate trading activity.
See the numbers →
Avg daily value traded14.59M PKR
Zero-volume days0.0%
IncomeStrong
78/100
Dividend is high and has been paid regularly.
See the numbers →
Dividend yield12.1%
Years with dividends5
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Above 200-day, below 50-day
Versus its 50- and 200-day averages
52-week range
75.18 – 139.99
Price is 43% of the way up
Returns
−9.0% 3m · +5.4% 1y
Price returns, dividends not included
RSI (14)
28
Oversold zone
Fair value estimate · limited data
PKR 103.52range of models 102.20 – 105.28
Fair +0.5% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 105.28
P/S multiple
PKR 102.20
P/E on average earnings
PKR 103.08
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 18.01, 14.99, 9.36, 2.83. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.

Factor ratings for AHL

Each factor is rated by where AHL stands among the 35 stocks of its PSX sector (Inv. Banks / Inv. Cos. / Securities Cos.; all PSX stocks when the sector is too small for a fair comparison).

Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.

For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.

In total: 5 Good · 3 Average · 0 Bad of 8 Growth: 1 · 1 · 0 Valuation: 1 · 0 · 0 Price risk and momentum: 2 · 1 · 0 Liquidity: 1 · 1 · 0
FactorAHLRatingGroup median
Growth
Profit growth, last financial year+20.2% Average beats 60% +9.4%
EPS growth, 3 years a year+85.3% Good beats 78% +0.7%
Valuation
P/E ratio (last 12 months)5.7x Good beats 75% 10.4x
Price risk and momentum
Volatility, 1 year35.9% Good beats 96% 62.7%
Worst drawdown, 1 year−34.4% Good beats 90% −45.6%
12-month return, skipping the last month+10.8% Average beats 60% −4.3%
Liquidity
Average daily value tradedPKR 14.6M Good beats 78% PKR 3.1M
Days with no trading0.0% Average beats 50% 0.0%
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.

Price chart

52-wk range 75.18 – 139.99 Daily closes, split-adjusted

Signals

50-day average114.81
200-day average101.32
Golden/death cross (60d)None
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)3.44

Technical summary

Daily
Bearish
6 bullish · 0 neutral · 10 bearish
Weekly
Neutral
6 bullish · 1 neutral · 5 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
SMA 10108.1Bearish
EMA 10107.3Bearish
SMA 20110.3Bearish
EMA 20109.4Bearish
SMA 50114.8Bearish
EMA 50111.5Bearish
SMA 100111.3Bearish
EMA 100109.4Bearish
SMA 200101.3Bullish
EMA 200102.8Bullish
Oscillators (daily)
RSI (14)28.13Bullish
MACD (12, 26)-2.47Bearish
Momentum (12)-9.39Bearish
Stochastic %K (14)12.63Bullish
Williams %R (14)-87.37Bullish
CCI (20)-206.7Bullish
Pivot points (classic, last session)
S3
100.4
S2
101.2
S1
102.1
Pivot
103.0
R1
103.9
R2
104.8
R3
105.7
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months
12.50 PKR
Yield on today's price
12.13%
Frequency
Annual
Next ex-dividend date
Not announced
Tap a dividend date to compare the dividend yield on that day with today's.
Ex-dividend dateAmount per share
12.5000
10.0000
5.0000
2.5000
6.0000
10.0001
2.5003
Ex-dividend dates and amounts from our market-data provider. Shown as declared, before tax. For Pakistani companies a future date appears only once our data provider lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.

Prices are end-of-day closes in PKR. Educational only, not financial advice.