London Stock Exchange · UK · Updated after 27 Oct 2026 close

OneSavings Bank PLC

OSB · London Stock Exchange · prices in GBX

GBX 487.20▲ +1.40 (0.29%)

Research report

About OneSavings Bank PLC

OneSavings Bank is a British specialist lending and retail savings group based in the United Kingdom. It provides mortgages for residential customers and landlords, including buy-to-let lending, along with personal loans and commercial and development finance. Its deposit-taking brands gather savings from retail customers, and the group also offers vehicle finance and other secured lending through its subsidiary businesses. Customers are mainly individual borrowers, property investors and savers, served through intermediary and direct channels.

The shares are listed on the London Stock Exchange in UK under the code OSB, and the price on this page is in pence sterling (GBX). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.

Market X-Ray · price-based

Fair price profile

Ranks #1656 of 3788 on the London Stock Exchange · confidence High

What this score is, and is not

It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for UK yet.

TrendWeak

35/100

Below its long-term averages and far from its highs.

See the numbers →

Above 200-day average-6.7%

From 52-week high-24.3%

MomentumWeak

34/100

Lagging most stocks on this exchange.

See the numbers →

3-month return-11.3%

6-month return-5.8%

12-month, skipping last month-1.8%

Stability (higher is calmer)Strong

72/100

Calmer than most: low volatility and shallow drawdowns.

See the numbers →

Volatility, 1 year (lower is calmer)25.4%

Worst drawdown, 1 year (smaller is calmer)-21.2%

LiquidityStrong

96/100

Trades actively.

See the numbers →

Avg daily value traded609.50M GBX

Zero-volume days0.0%

IncomeFair

66/100

Dividend is typical for this exchange.

See the numbers →

Dividend yield7.4%

Years with dividends5

Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for UK when fundamentals data for this market is added. All UK stocks.

Price trend

Below its 200-day average

Versus its 50- and 200-day averages

52-week range

470.80 – 647.50

Price is 9% of the way up

Returns

−11.3% 3m · −5.1% 1y

Price returns, dividends not included

RSI (14)

Neutral zone

Price chart

Interactive chart

52-wk range 470.80 – 647.50 Daily closes, split-adjusted

Signals

50-day average502.55

200-day average522.10

Golden/death cross (60d)None

New 52-week highNo

Bullish RSI divergenceNo

Average daily range (ATR)11.98

Technical summary

Daily

Bearish

3 bullish · 4 neutral · 9 bearish

Weekly

Bearish

3 bullish · 1 neutral · 8 bearish

Monthly

Bearish

2 bullish · 1 neutral · 5 bearish

Moving averages (daily)

SMA 10	486.4	Bullish
EMA 10	486.0	Bullish
SMA 20	488.9	Bearish
EMA 20	490.1	Bearish
SMA 50	502.6	Bearish
EMA 50	499.9	Bearish
SMA 100	513.1	Bearish
EMA 100	507.9	Bearish
SMA 200	522.1	Bearish
EMA 200	511.0	Bearish

Oscillators (daily)

RSI (14)	44.76	Neutral
MACD (12, 26)	-5.75	Bearish
Momentum (12)	0.12	Bullish
Stochastic %K (14)	47.95	Neutral
Williams %R (14)	-52.05	Neutral
CCI (20)	-18.74	Neutral

Pivot points (classic, last session)

471.0

476.7

481.9

Pivot

487.7

492.9

498.6

503.9

Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months

0.36 GBP

Yield on today's price

7.37%

Frequency

Semi-annual

Next ex-dividend date

Not announced

Tap a dividend date to compare the dividend yield on that day with today's.

Ex-dividend date	Amount per share
	0.1180
This payment: 0.1180 GBP per share, ex-dividend 13 Aug 2026. On 13 Aug 2026 9.43% Share price that day 499.60 GBX. Dividends in the 12 months up to that day: 47.10 GBX (11.80 + 24.10 + 11.20). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.2410
This payment: 0.2410 GBP per share, ex-dividend 2 Apr 2026. On 2 Apr 2026 6.88% Share price that day 513.00 GBX. Dividends in the 12 months up to that day: 35.30 GBX (24.10 + 11.20). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.1120
This payment: 0.1120 GBP per share, ex-dividend 28 Aug 2025. On 28 Aug 2025 6.22% Share price that day 548.00 GBX. Dividends in the 12 months up to that day: 34.10 GBX (11.20 + 22.90). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.2290
This payment: 0.2290 GBP per share, ex-dividend 27 Mar 2025. On 27 Mar 2025 12.80% Share price that day 432.80 GBX. Dividends in the 12 months up to that day: 55.40 GBX (22.90 + 10.70 + 21.80). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.1070
This payment: 0.1070 GBP per share, ex-dividend 22 Aug 2024. On 22 Aug 2024 8.45% Share price that day 384.80 GBX. Dividends in the 12 months up to that day: 32.50 GBX (10.70 + 21.80). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.2180
This payment: 0.2180 GBP per share, ex-dividend 4 Apr 2024. On 4 Apr 2024 8.75% Share price that day 365.60 GBX. Dividends in the 12 months up to that day: 32.00 GBX (21.80 + 10.20). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.1020
This payment: 0.1020 GBP per share, ex-dividend 24 Aug 2023. On 24 Aug 2023 12.51% Share price that day 349.20 GBX. Dividends in the 12 months up to that day: 43.70 GBX (10.20 + 33.50). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.3350
This payment: 0.3350 GBP per share, ex-dividend 23 Mar 2023. On 23 Mar 2023 9.03% Share price that day 467.40 GBX. Dividends in the 12 months up to that day: 42.20 GBX (33.50 + 8.70). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.0870
This payment: 0.0870 GBP per share, ex-dividend 25 Aug 2022. On 25 Aug 2022 5.45% Share price that day 547.00 GBX. Dividends in the 12 months up to that day: 29.80 GBX (8.70 + 21.10). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.2110
This payment: 0.2110 GBP per share, ex-dividend 24 Mar 2022. On 24 Mar 2022 7.40% Share price that day 547.50 GBX. Dividends in the 12 months up to that day: 40.50 GBX (21.10 + 4.90 + 14.50). Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.0490
This payment: 0.0490 GBP per share, ex-dividend 26 Aug 2021. Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.1450
This payment: 0.1450 GBP per share, ex-dividend 15 Apr 2021. Today, latest close 27 Oct 2026 7.37% Share price 487.20 GBX. Dividends in the last 12 months: 35.90 GBX (11.80 + 24.10). Paid in GBP and shown in GBX, the unit of the price, at the latest rate. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.

Ex-dividend dates and amounts from our market-data provider. Shown as declared, before tax.

Prices are end-of-day closes in GBX. Educational only, not financial advice.