Nasdaq Helsinki · Finland · Updated after 27 Oct 2026 close

United Bankers Oyj

UNITED · Nasdaq Helsinki · prices in EUR

EUR 21.70▼ -0.40 (1.81%)

Research report

Market X-Ray · price-based

Fair price profile

Ranks #61 of 190 on the Nasdaq Helsinki · confidence High

What this score is, and is not

It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Finland yet.

TrendStrong

73/100

Trading above its long-term averages and near its highs.

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Above 200-day average5.6%

From 52-week high-18.4%

MomentumFair

68/100

Typical recent returns for this exchange.

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3-month return-6.6%

6-month return15.5%

12-month, skipping last month35.0%

Stability (higher is calmer)Fair

59/100

Typical risk for this exchange.

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Volatility, 1 year (lower is calmer)33.8%

Worst drawdown, 1 year (smaller is calmer)-21.1%

LiquidityWeak

39/100

Thinly traded: prices can jump and exits can be hard.

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Avg daily value traded0.04M EUR

Zero-volume days0.0%

IncomeFair

67/100

Dividend is typical for this exchange.

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Dividend yield5.3%

Years with dividends5

Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Finland when fundamentals data for this market is added. All Finland stocks.

Price trend

Above 200-day, below 50-day

Versus its 50- and 200-day averages

52-week range

17.55 – 27.20

Price is 43% of the way up

Returns

−6.6% 3m · +28.0% 1y

Price returns, dividends not included

RSI (14)

Neutral zone

Price chart

Interactive chart

52-wk range 17.55 – 27.20 Daily closes, split-adjusted

Signals

50-day average23.00

200-day average20.55

Golden/death cross (60d)None

New 52-week highNo

Bullish RSI divergenceNo

Average daily range (ATR)0.83

Technical summary

Daily

Bearish

3 bullish · 4 neutral · 9 bearish

Weekly

Neutral

6 bullish · 1 neutral · 5 bearish

Monthly

Strongly bullish

7 bullish · 1 neutral · 0 bearish

Moving averages (daily)

SMA 10	22.24	Bearish
EMA 10	22.06	Bearish
SMA 20	21.92	Bearish
EMA 20	22.23	Bearish
SMA 50	23.00	Bearish
EMA 50	22.62	Bearish
SMA 100	22.69	Bearish
EMA 100	22.24	Bearish
SMA 200	20.55	Bullish
EMA 200	21.01	Bullish

Oscillators (daily)

RSI (14)	43.38	Neutral
MACD (12, 26)	-0.27	Bearish
Momentum (12)	1.40	Bullish
Stochastic %K (14)	25.93	Neutral
Williams %R (14)	-74.07	Neutral
CCI (20)	-40.25	Neutral

Pivot points (classic, last session)

21.70

21.70

21.70

Pivot

21.70

21.70

21.70

21.70

Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months

1.16 EUR

Yield on today's price

5.35%

Frequency

Semi-annual

Next ex-dividend date

Not announced

Tap a dividend date to compare the dividend yield on that day with today's.

Ex-dividend date	Amount per share
	0.5800
This payment: 0.5800 EUR per share, ex-dividend 24 Sep 2026. On 24 Sep 2026 4.92% Share price that day 23.60 EUR. Dividends in the 12 months up to that day: 1.16 EUR (0.5800 + 0.5800). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5800
This payment: 0.5800 EUR per share, ex-dividend 23 Mar 2026. On 23 Mar 2026 6.04% Share price that day 18.70 EUR. Dividends in the 12 months up to that day: 1.13 EUR (0.5800 + 0.5500). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5500
This payment: 0.5500 EUR per share, ex-dividend 25 Sep 2025. On 25 Sep 2025 5.82% Share price that day 18.90 EUR. Dividends in the 12 months up to that day: 1.10 EUR (0.5500 + 0.5500). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5500
This payment: 0.5500 EUR per share, ex-dividend 24 Mar 2025. On 24 Mar 2025 6.03% Share price that day 17.40 EUR. Dividends in the 12 months up to that day: 1.05 EUR (0.5500 + 0.5000). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5000
This payment: 0.5000 EUR per share, ex-dividend 26 Sep 2024. On 26 Sep 2024 5.00% Share price that day 20.00 EUR. Dividends in the 12 months up to that day: 1.00 EUR (0.5000 + 0.5000). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5000
This payment: 0.5000 EUR per share, ex-dividend 25 Mar 2024. On 25 Mar 2024 3.89% Share price that day 16.70 EUR. Dividends in the 12 months up to that day: 0.6500 EUR (0.5000 + 0.1500). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.1500
This payment: 0.1500 EUR per share, ex-dividend 21 Sep 2023. On 21 Sep 2023 6.43% Share price that day 14.00 EUR. Dividends in the 12 months up to that day: 0.9000 EUR (0.1500 + 0.7500). Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.7500
This payment: 0.7500 EUR per share, ex-dividend 23 Mar 2023. On 23 Mar 2023 5.28% Share price that day 14.20 EUR. Dividends in the 12 months up to that day: 0.7500 EUR. Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.8000
This payment: 0.8000 EUR per share, ex-dividend 24 Mar 2022. On 24 Mar 2022 5.63% Share price that day 14.20 EUR. Dividends in the 12 months up to that day: 0.8000 EUR. Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.5100
This payment: 0.5100 EUR per share, ex-dividend 22 Mar 2021. Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	0.4100
This payment: 0.4100 EUR per share, ex-dividend 21 Mar 2019. Today, latest close 27 Oct 2026 5.35% Share price 21.70 EUR. Dividends in the last 12 months: 1.16 EUR (0.5800 + 0.5800). Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.

Ex-dividend dates and amounts from our market-data provider. Shown as declared, before tax.

Prices are end-of-day closes in EUR. Educational only, not financial advice.