VOO vs SCHD: ETF comparison
Vanguard S&P 500 ETF and Schwab U.S. Dividend Equity ETF side by side: cost, yield, returns, risk and holdings, from end-of-day data (to 26 Oct 2026) and SEC filings. Educational, not advice.
VOO and SCHD at a glance
| VOO | SCHD | |
|---|---|---|
| Fund | Vanguard S&P 500 ETF | Schwab U.S. Dividend Equity ETF |
| Issuer (by our rules) | Vanguard | Charles Schwab |
| Category (by our rules) | S&P 500 | Dividend |
| Price | $703.41 | $35.30 |
| Expense ratio | 0.03% | 0.06% |
| Yield (last 12 months) | 1.06% | 2.99% |
| Distributions | Quarterly | Quarterly |
| Holdings | 520 | 102 |
| Net assets (fund, SEC) | $1.67T | $94.9B |
| Top 10 holdings share | 36.4% | 43.6% |
| 1-year total return | +14.3% | +35.2% |
| 3 years a year | +24.5% | +20.1% |
| 5 years a year | +12.5% | +10.2% |
| Volatility (1 year) | 12.7% | 11.4% |
| Largest drop in our data | −34.0% | −33.4% |
What differs
VOO charges 0.03% a year against 0.06% for SCHD: on $10,000 that is $3 a year less in fund costs.
Over 5 years the annualised total return was +12.5% for VOO and +10.2% for SCHD. Past returns do not predict future ones.
They are not the same kind of fund by our rules (S&P 500 and Dividend), so costs and returns do not tell the whole story: look at what each one holds.
Top holdings
NVIDIA Corp7.51%
Apple Inc6.59%
Microsoft Corp4.30%
Amazon.com Inc3.62%
Alphabet Inc3.25%
Broadcom Inc2.77%
Alphabet Inc2.59%
Micron Technology Inc2.02%
As of 30 Jun 2026 (SEC Form N-PORT).
QUALCOMM Inc6.74%
Texas Instruments Inc5.90%
UnitedHealth Group Inc5.09%
Coca-Cola Co/The3.96%
Merck & Co Inc3.86%
Chevron Corp3.83%
Verizon Communications Inc3.65%
Procter & Gamble Co/The3.55%
As of 31 May 2026 (SEC Form N-PORT).
Go further
For a deeper overlap check between two funds, use the overlap checker on ETFWinner. Fund pages: VOO, SCHD.
Educational information, not financial advice or a recommendation to choose either fund. Funds can lose value, and past performance does not guarantee future results.