Karachi Stock Exchange · Pakistan · Updated after 23 Oct 2026 close

Soneri Bank Ltd

SNBL · Karachi Stock Exchange · prices in PKR

PKR 18.44▼ -0.39 (2.07%)

Research report Historical data

Market X-Ray · price-based

Weak price profile

Ranks #259 of 494 on the Karachi Stock Exchange · confidence High

What this score is, and is not

It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.

TrendWeak

34/100

Below its long-term averages and far from its highs.

See the numbers →

Above 200-day average-13.0%

From 52-week high-36.4%

MomentumWeak

26/100

Lagging most stocks on this exchange.

See the numbers →

3-month return-19.8%

6-month return-8.6%

12-month, skipping last month-21.6%

Stability (higher is calmer)Fair

70/100

Typical risk for this exchange.

See the numbers →

Volatility, 1 year (lower is calmer)36.8%

Worst drawdown, 1 year (smaller is calmer)-39.2%

LiquidityFair

63/100

Moderate trading activity.

See the numbers →

Avg daily value traded14.81M PKR

Zero-volume days0.0%

IncomeFair

69/100

Dividend is typical for this exchange.

See the numbers →

Dividend yield8.1%

Years with dividends5

Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.

Price trend

Below its 200-day average

Versus its 50- and 200-day averages

52-week range

17.12 – 29.80

Price is 10% of the way up

Returns

−19.8% 3m · −27.2% 1y

Price returns, dividends not included

RSI (14)

Oversold zone

Fair value estimate · limited data

PKR 20.22range of models 19.54 – 21.12

Fair +9.6% to fair value

Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.

PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.

P/E multiple

PKR 20.00

P/S multiple

PKR 21.12

P/E on average earnings

PKR 19.54

Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 4.13, 5.35, 5.51, 1.71. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.

Factor ratings for SNBL

Each factor is rated by where SNBL stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).

Rating against the group

Goodthe top third of these stocks

Averagethe middle third of these stocks

Badthe bottom third of these stocks

"Beats" is the share of those stocks it is ahead of.

For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.

In total: 2 Good · 3 Average · 3 Bad of 8 Growth: 1 · 0 · 1 Valuation: 1 · 0 · 0 Price risk and momentum: 0 · 2 · 1 Liquidity: 0 · 1 · 1

Factor	SNBL	Rating	Group median
Growth
Profit growth, last financial year	−22.8%	Bad beats 25%	−5.8%
EPS growth, 3 years a year	+34.2%	Good beats 84%	+22.6%
Valuation
P/E ratio (last 12 months)	4.6x	Good beats 92%	6.5x
Price risk and momentum
Volatility, 1 year	36.8%	Average beats 45%	36.3%
Worst drawdown, 1 year	−39.2%	Average beats 34%	−38.3%
12-month return, skipping the last month	−21.6%	Bad beats 24%	−3.9%
Liquidity
Average daily value traded	PKR 14.8M	Bad beats 24%	PKR 45.5M
Days with no trading	0.0%	Average beats 50%	0.0%

Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.

Price chart

Interactive chart Historical data & CSV

52-wk range 17.12 – 29.80 Daily closes, split-adjusted

Signals

50-day average20.06

200-day average21.20

Golden/death cross (60d)Death, 17 days ago

New 52-week highNo

Bullish RSI divergenceYes

Average daily range (ATR)0.47

Technical summary

Daily

Bearish

4 bullish · 0 neutral · 12 bearish

Weekly

Strongly bearish

1 bullish · 1 neutral · 10 bearish

Monthly

Bearish

2 bullish · 1 neutral · 5 bearish

Moving averages (daily)

SMA 10	18.94	Bearish
EMA 10	18.93	Bearish
SMA 20	19.12	Bearish
EMA 20	19.18	Bearish
SMA 50	20.06	Bearish
EMA 50	20.00	Bearish
SMA 100	21.43	Bearish
EMA 100	20.65	Bearish
SMA 200	21.20	Bearish
EMA 200	20.88	Bearish

Oscillators (daily)

RSI (14)	27.69	Bullish
MACD (12, 26)	-0.37	Bearish
Momentum (12)	-5.58	Bearish
Stochastic %K (14)	5.26	Bullish
Williams %R (14)	-94.74	Bullish
CCI (20)	-204.3	Bullish

Pivot points (classic, last session)

17.72

18.05

18.24

Pivot

18.57

18.76

19.09

19.28

Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months

1.50 PKR

Yield on today's price

8.13%

Frequency

Annual

Next ex-dividend date

Not announced

Tap a dividend date to compare the dividend yield on that day with today's.

Ex-dividend date	Amount per share
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 4 Mar 2026. On 4 Mar 2026 7.67% Share price that day 19.56 PKR. Dividends in the 12 months up to that day: 1.50 PKR. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.7500
This payment: 1.7500 PKR per share, ex-dividend 5 Mar 2025. On 5 Mar 2025 17.77% Share price that day 16.88 PKR. Dividends in the 12 months up to that day: 3.00 PKR (1.75 + 1.25). Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.2500
This payment: 1.2500 PKR per share, ex-dividend 2 Sep 2024. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	3.0000
This payment: 3.0000 PKR per share, ex-dividend 28 Feb 2024. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.0000
This payment: 1.0000 PKR per share, ex-dividend 17 Mar 2023. On 17 Mar 2023 11.43% Share price that day 8.75 PKR. Dividends in the 12 months up to that day: 1.00 PKR. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.5000
This payment: 1.5000 PKR per share, ex-dividend 16 Mar 2022. On 16 Mar 2022 16.23% Share price that day 9.24 PKR. Dividends in the 12 months up to that day: 1.50 PKR. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.2500
This payment: 1.2500 PKR per share, ex-dividend 17 Mar 2021. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.0000
This payment: 1.0000 PKR per share, ex-dividend 17 Mar 2020. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.
	1.0000
This payment: 1.0000 PKR per share, ex-dividend 19 Mar 2019. Today, latest close 23 Oct 2026 8.13% Share price 18.44 PKR. Dividends in the last 12 months: 1.50 PKR. Dividend yield = dividends paid in the 12 months up to that day divided by the share price that day, before tax. Past dividends are not a promise of future ones.

Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.

Prices are end-of-day closes in PKR. Educational only, not financial advice.