NetSol Technologies Ltd is a software company that builds and supplies systems for the asset finance and leasing industry. Its main offering is a lease and finance management platform that helps banks, finance companies and equipment lenders manage contracts, billing and related operations. The company also provides information technology services and support to clients in several markets. It is based in Pakistan and serves customers internationally.
On this site NetSol Technologies Ltd appears as a stock on the Karachi Stock Exchange (Pakistan), code NETSOL, with prices in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 2 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Fair price profile
Ranks #101 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendFair
63/100
Mixed trend against its averages.
See the numbers →
Above 200-day average-3.8%
From 52-week high-20.1%
MomentumFair
52/100
Typical recent returns for this exchange.
See the numbers →
3-month return-2.4%
6-month return-0.8%
12-month, skipping last month-15.2%
Stability (higher is calmer)Fair
66/100
Typical risk for this exchange.
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Volatility, 1 year (lower is calmer)41.1%
Worst drawdown, 1 year (smaller is calmer)-39.1%
LiquidityStrong
84/100
Trades actively.
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Avg daily value traded80.85M PKR
Zero-volume days0.0%
IncomeNone
–/100
Pays no dividend.
See the numbers →
Years with dividends1
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Below its 200-day average
Versus its 50- and 200-day averages
52-week range
87.66 – 150.89
Price is 47% of the way up
Returns
−2.4% 3m · −20.1% 1y
Price returns, dividends not included
RSI (14)
43
Neutral zone
Fair value estimate · limited data
PKR 138.19range of models 132.28 – 144.14
Undervalued+17.8% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 144.14
P/S multiple
PKR 138.15
P/E on average earnings
PKR 132.28
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 19.45, 11.89, 15.76, 14.63. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for NETSOL
Each factor is rated by where NETSOL stands among the 21 stocks of its PSX sector (Technology & Communication; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
Against its own history
The last columns set the latest year's profit margin against the company's own three earlier years:
▲ Betterbetter than its usual level
▼ Worseworse than its usual level
≈ In linewithin its usual range
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 6 Good · 6 Average · 0 Bad of 12Growth: 2 · 2 · 0Profitability: 0 · 1 · 0Valuation: 2 · 0 · 0Price risk and momentum: 2 · 1 · 0Liquidity: 0 · 2 · 0
Factor
NETSOL
Rating
Group median
Own earlier years
Against own history
Growth
Sales growth, last financial year
+16.2%
Goodbeats 74%
+7.0%
–
–
Sales growth, 3 years a year
+11.0%
Averagebeats 37%
+14.4%
–
–
Profit growth, last financial year
+62.9%
Goodbeats 77%
+8.2%
–
–
EPS growth, 3 years a year
+10.0%
Averagebeats 51%
+9.3%
–
–
Profitability
Net profit margin
16.0%
Averagebeats 59%
8.4%
14.9%
≈ In line
Valuation
P/E ratio (last 12 months)
6.1x
Goodbeats 75%
10.7x
–
–
Price / sales
1.0x
Goodbeats 71%
3.4x
–
–
Price risk and momentum
Volatility, 1 year
41.1%
Goodbeats 79%
54.3%
–
–
Worst drawdown, 1 year
−39.1%
Goodbeats 83%
−49.4%
–
–
12-month return, skipping the last month
−15.2%
Averagebeats 58%
−24.2%
–
–
Liquidity
Average daily value traded
PKR 80.9M
Averagebeats 64%
PKR 55.0M
–
–
Days with no trading
0.0%
Averagebeats 50%
0.0%
–
–
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
52-wk range 87.66 – 150.89Daily closes, split-adjusted
Signals
50-day average121.44
200-day average121.99
Golden/death cross (60d)Death, 27 days ago
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)4.14
Technical summary
Daily
Strongly bearish
1 bullish · 4 neutral · 11 bearish
Weekly
Strongly bearish
1 bullish · 1 neutral · 10 bearish
Monthly
Strongly bearish
1 bullish · 1 neutral · 6 bearish
Moving averages (daily)
SMA 10
120.2
Bearish
EMA 10
120.6
Bearish
SMA 20
120.1
Bearish
EMA 20
120.7
Bearish
SMA 50
121.4
Bearish
EMA 50
121.6
Bearish
SMA 100
124.7
Bearish
EMA 100
122.7
Bearish
SMA 200
122.0
Bearish
EMA 200
124.6
Bearish
Oscillators (daily)
RSI (14)
43.28
Neutral
MACD (12, 26)
-0.29
Bearish
Momentum (12)
2.05
Bullish
Stochastic %K (14)
23.97
Neutral
Williams %R (14)
-76.03
Neutral
CCI (20)
-70.73
Neutral
Pivot points (classic, last session)
S3
112.1
S2
114.5
S1
115.9
Pivot
118.4
R1
119.8
R2
122.3
R3
123.7
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
0.00 PKR
Yield on today's price
–
Frequency
None in the last year
Next ex-dividend date
Not announced
Ex-dividend date
Amount per share
3.0000
2.8000
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.