National Bank of Pakistan is a commercial bank based in Karachi. It serves individuals, businesses and government bodies, offering deposit accounts, loans, trade finance, remittances and treasury services. The bank operates a branch network across Pakistan and maintains offices in other countries to serve customers with cross-border needs. It also handles government banking work, including payments and collections on behalf of public bodies, and provides consumer and corporate lending alongside its everyday branch banking services.
On this site National Bank of Pakistan appears as a stock on the Karachi Stock Exchange (Pakistan), code NBP, with prices in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 3 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Weak price profile
Ranks #305 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendWeak
14/100
Below its long-term averages and far from its highs.
See the numbers →
Above 200-day average-21.8%
From 52-week high-46.5%
MomentumWeak
22/100
Lagging most stocks on this exchange.
See the numbers →
3-month return-23.9%
6-month return-26.5%
12-month, skipping last month-6.1%
Stability (higher is calmer)Fair
64/100
Typical risk for this exchange.
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Volatility, 1 year (lower is calmer)45.2%
Worst drawdown, 1 year (smaller is calmer)-36.8%
LiquidityStrong
95/100
Trades actively.
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Avg daily value traded447.65M PKR
Zero-volume days0.0%
IncomeFair
59/100
Dividend is typical for this exchange.
See the numbers →
Dividend yield22.8%
Years with dividends3
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Below its 200-day average
Versus its 50- and 200-day averages
52-week range
152.40 – 287.80
Price is 1% of the way up
Returns
−23.9% 3m · −15.8% 1y
Price returns, dividends not included
RSI (14)
28
Oversold zone
Fair value estimate · limited data
PKR 164.08range of models 162.63 – 165.29
Fair+7.0% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 165.29
P/S multiple
PKR 162.63
P/E on average earnings
PKR 164.31
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 40.38, 12.63, 24.37, 14.29. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for NBP
Each factor is rated by where NBP stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 4 Good · 3 Average · 1 Bad of 8Growth: 2 · 0 · 0Valuation: 1 · 0 · 0Price risk and momentum: 0 · 2 · 1Liquidity: 1 · 1 · 0
Factor
NBP
Rating
Group median
Growth
Profit growth, last financial year
+219.8%
Goodbeats 97%
−5.8%
EPS growth, 3 years a year
+41.4%
Goodbeats 91%
+22.6%
Valuation
P/E ratio (last 12 months)
4.3x
Goodbeats 97%
6.5x
Price risk and momentum
Volatility, 1 year
45.2%
Badbeats 29%
36.4%
Worst drawdown, 1 year
−36.8%
Averagebeats 50%
−36.8%
12-month return, skipping the last month
−6.1%
Averagebeats 50%
−6.1%
Liquidity
Average daily value traded
PKR 447.7M
Goodbeats 82%
PKR 46.1M
Days with no trading
0.0%
Averagebeats 50%
0.0%
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
52-wk range 152.40 – 287.80Daily closes, split-adjusted
Signals
50-day average175.67
200-day average196.05
Golden/death cross (60d)Death, 28 days ago
New 52-week highNo
Bullish RSI divergenceYes
Average daily range (ATR)3.79
Technical summary
Daily
Bearish
4 bullish · 0 neutral · 12 bearish
Weekly
Bearish
3 bullish · 1 neutral · 8 bearish
Monthly
Bearish
2 bullish · 1 neutral · 5 bearish
Moving averages (daily)
SMA 10
157.0
Bearish
EMA 10
157.4
Bearish
SMA 20
159.9
Bearish
EMA 20
161.0
Bearish
SMA 50
175.7
Bearish
EMA 50
172.1
Bearish
SMA 100
188.3
Bearish
EMA 100
181.3
Bearish
SMA 200
196.1
Bearish
EMA 200
181.4
Bearish
Oscillators (daily)
RSI (14)
27.97
Bullish
MACD (12, 26)
-5.38
Bearish
Momentum (12)
-5.20
Bearish
Stochastic %K (14)
4.76
Bullish
Williams %R (14)
-95.24
Bullish
CCI (20)
-125.6
Bullish
Pivot points (classic, last session)
S3
146.3
S2
149.5
S1
151.4
Pivot
154.7
R1
156.6
R2
159.9
R3
161.8
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
35.00 PKR
Yield on today's price
22.83%
Frequency
Annual
Next ex-dividend date
Not announced
Ex-dividend date
Amount per share
35.0000
8.0000
1.0000
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.