Habib Bank Ltd (HBL)
Karachi Stock Exchange · Pakistan · prices in PKR · close of 23 Oct 2026
Key indicators
| Last close | PKR 283.26 |
|---|---|
| 52-week range | 235.55 – 369.99 |
| Return, 1 month / 3 months | −6.6% / −2.4% |
| Return, 1 year / 3 years | −2.4% / +288.9% |
| Trend | Below its 200-day average |
| RSI (14) | 35 |
| Volatility (1 year) | 35.3% |
| Worst drawdown (1 year) | -31.6% |
| Average daily value traded | 485.70M PKR |
| Dividend yield | 8.1% |
Market X-Ray price-based
Fair value limited data
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
About the company
Habib Bank is a commercial bank based in Karachi, Pakistan. It offers retail and corporate banking services, including deposit accounts, consumer and business lending, trade finance, remittances and Islamic banking, to individuals, companies and institutional clients. The bank serves customers through a branch network across Pakistan and also operates in several overseas markets, including the Gulf region and the United Kingdom, where it caters to Pakistani diaspora and business customers.
Habib Bank Ltd trades under the code HBL on the Karachi Stock Exchange in Pakistan, with its price quoted in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Summary
Habib Bank Ltd (HBL) trades on the Karachi Stock Exchange in Pakistan. It last closed at PKR 283.26 on 23 October 2026.
Its price-based Market X-Ray is 74 out of 100 (a strong price profile), ranking 44 of 494 stocks on this exchange. The score describes how the stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is.
Over the last year the price fell 2.4% and over the last three months it fell 2.4%. Returns are price returns, dividends not included.
Our limited-data fair value is PKR 289.77 (Fair, +2.3% to fair value). It averages 3 models built from the earnings and sales this exchange publishes. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks left out of the fit, but no analyst forecasts are used, so read it as a rough range.
The five lenses in numbers each metric is ranked against the other stocks on Karachi Stock Exchange
| Lens and metric | Value | Score | Reading |
|---|---|---|---|
| Trend | 64 · Fair | Mixed trend against its averages. | |
| Above 200-day average | -4.2% | ||
| From 52-week high | -22.1% | ||
| Momentum | 60 · Fair | Typical recent returns for this exchange. | |
| 3-month return | -2.4% | ||
| 6-month return | -1.4% | ||
| 12-month return, skipping the last month | 4.5% | ||
| Stability (higher is calmer) | 81 · Strong | Calmer than most: low volatility and shallow drawdowns. | |
| Volatility, 1 year (lower is calmer) | 35.3% | ||
| Worst drawdown, 1 year (smaller is calmer) | -31.6% | ||
| Liquidity | 95 · Strong | Trades actively. | |
| Average daily value traded | 485.70M PKR | ||
| Zero-volume days | 0.0% | ||
| Income | 84 · Strong | Dividend is high and has been paid regularly. | |
| Dividend yield | 8.1% | ||
| Years with dividends | 6 |
Strengths
- Stability (higher is calmer): Calmer than most: low volatility and shallow drawdowns.
- Liquidity: Trades actively.
- Income: Dividend is high and has been paid regularly.
Weak spots
No lens is weak against its exchange.
Returns
| 1 week | −2.5% |
|---|---|
| 1 month | −6.6% |
| 3 months | −2.4% |
| 6 months | −1.4% |
| 1 year | −2.4% |
| 3 years | +288.9% |
| 5 years | +247.1% |
Signals
| 50-day / 200-day average | 304.94 / 295.80 |
|---|---|
| Golden / death cross (60 days) | None |
| New 52-week high | No |
| Bullish RSI divergence | No |
| Average daily range (ATR) | 6.36 |
Technical summary
Recent dividends
| Ex-dividend date | Amount per share |
|---|---|
| 13 Aug 2026 | PKR 6.0000 |
| 28 Apr 2026 | PKR 6.0000 |
| 19 Mar 2026 | PKR 6.0000 |
| 31 Oct 2025 | PKR 5.0000 |
| 8 Aug 2025 | PKR 4.5000 |
| 5 May 2025 | PKR 4.5000 |
Fair value models PSX income statement only (no balance sheet or cash flow): only earnings, sales and dividend models can be built
| P/E multiple | PKR 288.87 |
|---|---|
| P/S multiple | PKR 292.75 |
| P/E on average earnings | PKR 287.67 |
How to read this report
Every number comes from end-of-day prices and dividends and the earnings and sales this exchange publishes. The Market X-Ray describes how the stock has traded, ranked against the other stocks on Karachi Stock Exchange; it does not measure how healthy or cheap the business is. The fundamental X-Ray (financial health, valuation, growth) needs financial statements, which we hold today for US stocks. See the methodology page. Educational only, not financial advice.