Faysal Bank is a commercial bank based in Pakistan that serves individuals, businesses and institutions through a network of branches across the country. It offers deposit accounts, consumer and corporate lending, trade finance, remittances and card services, and it provides Islamic banking products and services alongside its conventional banking operations. The bank focuses on retail customers, small and medium-sized enterprises and larger corporate clients, and it is headquartered in Karachi.
On this site Faysal Bank Ltd appears as a stock on the Karachi Stock Exchange (Pakistan), code FABL, with prices in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 6 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Strong price profile
Ranks #45 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendStrong
74/100
Trading above its long-term averages and near its highs.
See the numbers →
Above 200-day average0.4%
From 52-week high-13.2%
MomentumFair
61/100
Typical recent returns for this exchange.
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3-month return-6.9%
6-month return3.9%
12-month, skipping last month8.8%
Stability (higher is calmer)Strong
84/100
Calmer than most: low volatility and shallow drawdowns.
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Volatility, 1 year (lower is calmer)36.4%
Worst drawdown, 1 year (smaller is calmer)-27.0%
LiquidityStrong
79/100
Trades actively.
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Avg daily value traded46.09M PKR
Zero-volume days0.0%
IncomeFair
70/100
Dividend is typical for this exchange.
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Dividend yield8.8%
Years with dividends5
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Above 200-day, below 50-day
Versus its 50- and 200-day averages
52-week range
75.83 – 106.00
Price is 48% of the way up
Returns
−6.9% 3m · +4.8% 1y
Price returns, dividends not included
RSI (14)
32
Neutral zone
Latest results
Announced 22 Oct 2026 · Quarter ended 30 Sep 2026
The company announced results to the Pakistan Stock Exchange on 22 Oct 2026. We are reading the announcement; the figures appear here once they pass our checks.
Fair value estimate · limited data
PKR 90.09range of models 89.01 – 91.54
Fair−0.3% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 89.01
P/S multiple
PKR 91.54
P/E on average earnings
PKR 89.73
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 14.30, 15.17, 13.21, 7.40. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for FABL
Each factor is rated by where FABL stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 2 Good · 6 Average · 0 Bad of 8Growth: 0 · 2 · 0Valuation: 0 · 1 · 0Price risk and momentum: 2 · 1 · 0Liquidity: 0 · 2 · 0
Factor
FABL
Rating
Group median
Growth
Profit growth, last financial year
−5.8%
Averagebeats 53%
−5.8%
EPS growth, 3 years a year
+24.6%
Averagebeats 59%
+22.6%
Valuation
P/E ratio (last 12 months)
6.3x
Averagebeats 58%
6.5x
Price risk and momentum
Volatility, 1 year
36.4%
Averagebeats 50%
36.4%
Worst drawdown, 1 year
−27.0%
Goodbeats 71%
−36.8%
12-month return, skipping the last month
+8.8%
Goodbeats 76%
−6.1%
Liquidity
Average daily value traded
PKR 46.1M
Averagebeats 50%
PKR 46.1M
Days with no trading
0.0%
Averagebeats 50%
0.0%
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
52-wk range 75.83 – 106.00Daily closes, split-adjusted
Signals
50-day average93.75
200-day average90.07
Golden/death cross (60d)None
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)1.48
Technical summary
Daily
Bearish
5 bullish · 1 neutral · 10 bearish
Weekly
Neutral
6 bullish · 1 neutral · 5 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
SMA 10
91.38
Bearish
EMA 10
91.43
Bearish
SMA 20
92.43
Bearish
EMA 20
92.10
Bearish
SMA 50
93.75
Bearish
EMA 50
93.14
Bearish
SMA 100
94.22
Bearish
EMA 100
92.56
Bearish
SMA 200
90.07
Bullish
EMA 200
88.61
Bullish
Oscillators (daily)
RSI (14)
31.97
Neutral
MACD (12, 26)
-0.84
Bearish
Momentum (12)
-3.34
Bearish
Stochastic %K (14)
10.25
Bullish
Williams %R (14)
-89.75
Bullish
CCI (20)
-130.5
Bullish
Pivot points (classic, last session)
S3
88.74
S2
89.37
S1
89.89
Pivot
90.52
R1
91.04
R2
91.67
R3
92.19
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
8.00 PKR
Yield on today's price
8.85%
Frequency
Quarterly
Next ex-dividend date
Not announced
Ex-dividend date
Amount per share
1.5000
1.5000
1.5000
2.0000
1.5000
1.5000
1.5000
2.5000
1.5000
2.0000
1.0000
2.0000
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.