EFU Life Assurance Ltd (EFUL)
Karachi Stock Exchange · Pakistan · prices in PKR · close of 23 Oct 2026
Key indicators
| Last close | PKR 114.46 |
|---|---|
| 52-week range | 107.01 – 185.50 |
| Return, 1 month / 3 months | −27.6% / −25.3% |
| Return, 1 year / 3 years | −18.3% / −19.3% |
| Trend | Below its 200-day average |
| RSI (14) | 32 |
| Volatility (1 year) | 41.6% |
| Worst drawdown (1 year) | -37.8% |
| Average daily value traded | 2.07M PKR |
| Dividend yield | 9.4% |
Market X-Ray price-based
Five-year price chart navy: price · brown: 200-day average
About the company
EFU Life Assurance is a Pakistani life insurer based in Karachi. It provides individual life insurance, group life and health coverage, and savings and protection plans to individuals, families and employers across the country. Its products include term and whole life policies, retirement and education savings plans, and employee benefit arrangements for corporate clients. The company works through a network of sales staff and agents who serve customers in cities and towns throughout Pakistan.
EFU Life Assurance Ltd trades under the code EFUL on the Karachi Stock Exchange in Pakistan, with its price quoted in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Summary
EFU Life Assurance Ltd (EFUL) trades on the Karachi Stock Exchange in Pakistan. It last closed at PKR 114.46 on 23 October 2026.
Its price-based Market X-Ray is 46 out of 100 (a weak price profile), ranking 301 of 494 stocks on this exchange. The score describes how the stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is.
Over the last year the price fell 18.3% and over the last three months it fell 25.3%. Returns are price returns, dividends not included.
Fundamental measures (valuation, growth, financial health) are not shown: we do not yet hold financial statements for this market.
The five lenses in numbers each metric is ranked against the other stocks on Karachi Stock Exchange
| Lens and metric | Value | Score | Reading |
|---|---|---|---|
| Trend | 31 · Weak | Below its long-term averages and far from its highs. | |
| Above 200-day average | -23.0% | ||
| From 52-week high | -36.8% | ||
| Momentum | 30 · Weak | Lagging most stocks on this exchange. | |
| 3-month return | -25.3% | ||
| 6-month return | -20.0% | ||
| 12-month return, skipping the last month | 12.8% | ||
| Stability (higher is calmer) | 67 · Fair | Typical risk for this exchange. | |
| Volatility, 1 year (lower is calmer) | 41.6% | ||
| Worst drawdown, 1 year (smaller is calmer) | -37.8% | ||
| Liquidity | 33 · Weak | Thinly traded: prices can jump and exits can be hard. | |
| Average daily value traded | 2.07M PKR | ||
| Zero-volume days | 0.0% | ||
| Income | 88 · Strong | Dividend is high and has been paid regularly. | |
| Dividend yield | 9.4% | ||
| Years with dividends | 6 |
Strengths
- Income: Dividend is high and has been paid regularly.
Weak spots
- Trend: Below its long-term averages and far from its highs.
- Momentum: Lagging most stocks on this exchange.
- Liquidity: Thinly traded: prices can jump and exits can be hard.
Returns
| 1 week | +2.2% |
|---|---|
| 1 month | −27.6% |
| 3 months | −25.3% |
| 6 months | −20.0% |
| 1 year | −18.3% |
| 3 years | −19.3% |
| 5 years | – |
Signals
| 50-day / 200-day average | 145.84 / 148.69 |
|---|---|
| Golden / death cross (60 days) | Death, 4 days ago |
| New 52-week high | No |
| Bullish RSI divergence | No |
| Average daily range (ATR) | 6.19 |
Technical summary
Recent dividends
| Ex-dividend date | Amount per share |
|---|---|
| 31 Aug 2026 | PKR 1.0774 |
| 4 May 2026 | PKR 1.0774 |
| 18 Mar 2026 | PKR 7.5419 |
| 3 Nov 2025 | PKR 1.0774 |
| 1 Sep 2025 | PKR 1.0774 |
| 2 May 2025 | PKR 1.0774 |
How to read this report
Every number comes from end-of-day prices and dividends. The Market X-Ray describes how the stock has traded, ranked against the other stocks on Karachi Stock Exchange; it does not measure how healthy or cheap the business is. The fundamental X-Ray (financial health, valuation, growth) needs financial statements, which we hold today for US stocks. See the methodology page. Educational only, not financial advice.