EFU General Insurance Ltd (EFUG)
Karachi Stock Exchange · Pakistan · prices in PKR · close of 22 Oct 2026
Key indicators
| Last close | PKR 124.00 |
|---|---|
| 52-week range | 109.80 – 141.89 |
| Return, 1 month / 3 months | −1.7% / +2.1% |
| Return, 1 year / 3 years | +8.5% / – |
| Trend | Above 200-day, below 50-day |
| RSI (14) | 51 |
| Volatility (1 year) | 31.0% |
| Worst drawdown (1 year) | -15.1% |
| Average daily value traded | 2.04M PKR |
| Dividend yield | 8.1% |
Market X-Ray price-based
Five-year price chart navy: price · brown: 200-day average
About the company
EFU General Insurance Ltd is a Pakistani general insurance company based in Karachi. It provides non-life insurance cover to individuals, businesses and institutions, including fire and property insurance, marine and cargo cover, motor insurance, health and accident policies, and other miscellaneous risks. The company serves customers across Pakistan through its branch network and works with corporate clients as well as individual policyholders seeking protection for their assets and liabilities.
On this site EFU General Insurance Ltd appears as a stock on the Karachi Stock Exchange (Pakistan), code EFUG, with prices in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Summary
EFU General Insurance Ltd (EFUG) trades on the Karachi Stock Exchange in Pakistan. It last closed at PKR 124.00 on 22 October 2026.
Its price-based Market X-Ray is 72 out of 100 (a strong price profile), ranking 55 of 494 stocks on this exchange. The score describes how the stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is.
Over the last year the price rose 8.5% and over the last three months it rose 2.1%. Returns are price returns, dividends not included.
Fundamental measures (valuation, growth, financial health) are not shown: we do not yet hold financial statements for this market.
The five lenses in numbers each metric is ranked against the other stocks on Karachi Stock Exchange
| Lens and metric | Value | Score | Reading |
|---|---|---|---|
| Trend | 75 · Strong | Trading above its long-term averages and near its highs. | |
| Above 200-day average | 1.6% | ||
| From 52-week high | -9.2% | ||
| Momentum | 68 · Fair | Typical recent returns for this exchange. | |
| 3-month return | 2.1% | ||
| 6-month return | 0.7% | ||
| 12-month return, skipping the last month | 10.4% | ||
| Stability (higher is calmer) | 92 · Strong | Calmer than most: low volatility and shallow drawdowns. | |
| Volatility, 1 year (lower is calmer) | 31.0% | ||
| Worst drawdown, 1 year (smaller is calmer) | -15.1% | ||
| Liquidity | 33 · Weak | Thinly traded: prices can jump and exits can be hard. | |
| Average daily value traded | 2.04M PKR | ||
| Zero-volume days | 0.0% | ||
| Income | 84 · Strong | Dividend is high and has been paid regularly. | |
| Dividend yield | 8.1% | ||
| Years with dividends | 6 |
Strengths
- Trend: Trading above its long-term averages and near its highs.
- Stability (higher is calmer): Calmer than most: low volatility and shallow drawdowns.
- Income: Dividend is high and has been paid regularly.
Weak spots
- Liquidity: Thinly traded: prices can jump and exits can be hard.
Returns
| 1 week | +3.3% |
|---|---|
| 1 month | −1.7% |
| 3 months | +2.1% |
| 6 months | +0.7% |
| 1 year | +8.5% |
| 3 years | – |
| 5 years | +87.1% |
Signals
| 50-day / 200-day average | 125.07 / 122.01 |
|---|---|
| Golden / death cross (60 days) | None |
| New 52-week high | No |
| Bullish RSI divergence | No |
| Average daily range (ATR) | 4.86 |
Technical summary
Recent dividends
| Ex-dividend date | Amount per share |
|---|---|
| 31 Aug 2026 | PKR 1.5000 |
| 4 May 2026 | PKR 1.5000 |
| 18 Mar 2026 | PKR 5.5000 |
| 4 Nov 2025 | PKR 1.5000 |
| 2 Sep 2025 | PKR 1.5000 |
| 2 May 2025 | PKR 1.5000 |
How to read this report
Every number comes from end-of-day prices and dividends. The Market X-Ray describes how the stock has traded, ranked against the other stocks on Karachi Stock Exchange; it does not measure how healthy or cheap the business is. The fundamental X-Ray (financial health, valuation, growth) needs financial statements, which we hold today for US stocks. See the methodology page. Educational only, not financial advice.