Karachi Stock Exchange · Pakistan · Updated after 22 Oct 2026 close
Bank Alfalah Ltd
BAFL · Karachi Stock Exchange · prices in PKR
PKR 55.21▼ -0.37 (0.67%)
About Bank Alfalah Ltd
Bank Alfalah is a commercial bank based in Karachi, Pakistan. It provides consumer banking, corporate and institutional banking, Islamic banking and treasury services to individuals, businesses and institutions across the country. Its offerings include deposit accounts, loans, credit cards, trade finance and remittance services, delivered through branches and digital channels. The bank serves retail customers as well as small and large companies, and it operates under the regulation of the State Bank of Pakistan.
The shares are listed on the Karachi Stock Exchange in Pakistan under the code BAFL, and the price on this page is in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Strong price profile
Ranks #46 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendFair
65/100
Mixed trend against its averages.
See the numbers →
Above 200-day average-2.6%
From 52-week high-18.6%
MomentumFair
57/100
Typical recent returns for this exchange.
See the numbers →
3-month return-0.2%
6-month return-9.2%
12-month, skipping last month7.8%
Stability (higher is calmer)Strong
89/100
Calmer than most: low volatility and shallow drawdowns.
See the numbers →
Volatility, 1 year (lower is calmer)33.5%
Worst drawdown, 1 year (smaller is calmer)-20.6%
LiquidityStrong
89/100
Trades actively.
See the numbers →
Avg daily value traded149.94M PKR
Zero-volume days0.0%
IncomeStrong
75/100
Dividend is high and has been paid regularly.
See the numbers →
Dividend yield10.4%
Years with dividends5
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Latest results
Announced 22 Oct 2026 · Nine months ended 30 Sep 2026The company announced results to the Pakistan Stock Exchange on 22 Oct 2026. We are reading the announcement; the figures appear here once they pass our checks.
Fair value estimate · limited data
Data under review
Too few of our models give a usable value for this company, so we show no number rather than a misleading one.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/S multiple
PKR 58.310
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: . Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for BAFL
Each factor is rated by where BAFL stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 3 Good · 2 Average · 1 Bad of 6
Growth: 0 · 0 · 1
Price risk and momentum: 3 · 0 · 0
Liquidity: 0 · 2 · 0
| Factor | BAFL | Rating | Group median |
|---|---|---|---|
| Growth | |||
| Profit growth, last financial year | −26.0% | Bad beats 14% | −5.8% |
| Price risk and momentum | |||
| Volatility, 1 year | 33.5% | Good beats 71% | 36.4% |
| Worst drawdown, 1 year | −20.6% | Good beats 87% | −36.8% |
| 12-month return, skipping the last month | +7.8% | Good beats 71% | −6.1% |
| Liquidity | |||
| Average daily value traded | PKR 149.9M | Average beats 66% | PKR 46.1M |
| Days with no trading | 0.0% | Average beats 50% | 0.0% |
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
Price chart
52-wk range 50.65 – 68.50 Daily closes, split-adjusted
Signals
50-day average56.48
200-day average56.70
Golden/death cross (60d)Death, 2 days ago
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)0.97
Technical summary
Daily
Strongly bearish
1 bullish · 4 neutral · 11 bearish
Weekly
Neutral
5 bullish · 1 neutral · 6 bearish
Monthly
Strongly bullish
6 bullish · 1 neutral · 1 bearish
Moving averages (daily)
| SMA 10 | 55.60 | Bearish |
| EMA 10 | 55.69 | Bearish |
| SMA 20 | 56.11 | Bearish |
| EMA 20 | 55.94 | Bearish |
| SMA 50 | 56.48 | Bearish |
| EMA 50 | 56.32 | Bearish |
| SMA 100 | 56.87 | Bearish |
| EMA 100 | 56.40 | Bearish |
| SMA 200 | 56.70 | Bearish |
| EMA 200 | 54.94 | Bullish |
Oscillators (daily)
| RSI (14) | 41.72 | Neutral |
| MACD (12, 26) | -0.30 | Bearish |
| Momentum (12) | -2.73 | Bearish |
| Stochastic %K (14) | 22.69 | Neutral |
| Williams %R (14) | -77.31 | Neutral |
| CCI (20) | -95.43 | Neutral |
Pivot points (classic, last session)
S3 53.79 | S2 54.40 | S1 54.80 | Pivot 55.41 | R1 55.81 | R2 56.42 | R3 56.82 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
5.75 PKR
Yield on today's price
10.41%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.2500 | |
| 1.2500 | |
| 1.2500 | |
| 1.2500 | |
| 1.0000 | |
| 1.0000 | |
| 1.0000 | |
| 2.5000 | |
| 1.5000 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.