Karachi Stock Exchange · Pakistan · Updated after 22 Oct 2026 close
Adamjee Insurance Company Ltd
AICL · Karachi Stock Exchange · prices in PKR
PKR 93.01▼ -0.69 (0.74%)
About Adamjee Insurance Company Ltd
Adamjee Insurance Company is a general insurance business based in Karachi, Pakistan. It offers non-life cover to individuals, businesses and institutions, including fire and property insurance, marine and cargo cover, motor insurance, and accident and health policies. The company also writes engineering and miscellaneous insurance and handles claims through its branch network across the country. Its customers range from private policyholders to commercial and industrial clients seeking protection for their assets and operations.
Adamjee Insurance Company Ltd trades under the code AICL on the Karachi Stock Exchange in Pakistan, with its price quoted in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Fair price profile
Ranks #76 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendStrong
79/100
Trading above its long-term averages and near its highs.
See the numbers →
Above 200-day average11.7%
From 52-week high-23.2%
MomentumStrong
84/100
Rising faster than most stocks on this exchange.
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3-month return26.4%
6-month return23.3%
12-month, skipping last month22.7%
Stability (higher is calmer)Weak
39/100
Volatile, with deep drawdowns.
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Volatility, 1 year (lower is calmer)51.8%
Worst drawdown, 1 year (smaller is calmer)-48.9%
LiquidityStrong
86/100
Trades actively.
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Avg daily value traded104.08M PKR
Zero-volume days0.0%
IncomeFair
57/100
Dividend is typical for this exchange.
See the numbers →
Dividend yield5.4%
Years with dividends5
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Fair value estimate · limited data
Data under review
Too few of our models give a usable value for this company, so we show no number rather than a misleading one.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 105.220
P/E on average earnings
PKR 101.880
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 14.66, 11.57, 6.46, 7.39. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for AICL
Each factor is rated by where AICL stands among the 29 stocks of its PSX sector (Insurance; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 3 Good · 4 Average · 1 Bad of 8
Growth: 1 · 1 · 0
Valuation: 0 · 1 · 0
Price risk and momentum: 1 · 1 · 1
Liquidity: 1 · 1 · 0
| Factor | AICL | Rating | Group median |
|---|---|---|---|
| Growth | |||
| Profit growth, last financial year | +26.7% | Good beats 70% | +5.9% |
| EPS growth, 3 years a year | +25.7% | Average beats 47% | +25.7% |
| Valuation | |||
| P/E ratio (last 12 months) | 6.3x | Average beats 44% | 5.3x |
| Price risk and momentum | |||
| Volatility, 1 year | 51.8% | Average beats 46% | 49.5% |
| Worst drawdown, 1 year | −48.9% | Bad beats 13% | −37.7% |
| 12-month return, skipping the last month | +22.7% | Good beats 74% | +4.3% |
| Liquidity | |||
| Average daily value traded | PKR 104.1M | Good beats 98% | PKR 3.4M |
| Days with no trading | 0.0% | Average beats 50% | 0.0% |
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
Price chart
52-wk range 60.20 – 124.89 Daily closes, split-adjusted
Signals
50-day average92.65
200-day average83.30
Golden/death cross (60d)Golden, 50 days ago
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)3.26
Technical summary
Daily
Neutral
7 bullish · 3 neutral · 6 bearish
Weekly
Strongly bullish
10 bullish · 1 neutral · 1 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 93.99 | Bearish |
| EMA 10 | 93.96 | Bearish |
| SMA 20 | 94.84 | Bearish |
| EMA 20 | 94.33 | Bearish |
| SMA 50 | 92.65 | Bullish |
| EMA 50 | 92.20 | Bullish |
| SMA 100 | 85.74 | Bullish |
| EMA 100 | 87.98 | Bullish |
| SMA 200 | 83.30 | Bullish |
| EMA 200 | 82.36 | Bullish |
Oscillators (daily)
| RSI (14) | 45.07 | Neutral |
| MACD (12, 26) | -0.06 | Bearish |
| Momentum (12) | -1.92 | Bearish |
| Stochastic %K (14) | 31.21 | Neutral |
| Williams %R (14) | -68.79 | Neutral |
| CCI (20) | -127.4 | Bullish |
Pivot points (classic, last session)
S3 89.07 | S2 90.20 | S1 91.60 | Pivot 92.73 | R1 94.13 | R2 95.26 | R3 96.66 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
5.00 PKR
Yield on today's price
5.38%
Frequency
Semi-annual
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 3.0000 | |
| 2.0000 | |
| 2.0000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.5000 | |
| 1.2500 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.