Allied Bank Limited is a commercial bank based in Pakistan. It takes deposits from individuals and businesses and provides loans, consumer financing, and trade finance, along with remittance and card services. Its customers include retail savers, small and medium businesses, and larger corporate clients, served through branches across the country and through digital banking channels. The bank also offers Islamic banking services and treasury and investment products to its customers.
The shares are listed on the Karachi Stock Exchange in Pakistan under the code ABL, and the price on this page is in Pakistani rupees (PKR). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Market X-Ray · price-based
Strong price profile
Ranks #66 of 494 on the Karachi Stock Exchange · confidence High
What this score is, and is not
It describes how this stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is. That fundamental X-Ray needs financial statements, which we do not have for Pakistan yet.
TrendFair
64/100
Mixed trend against its averages.
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Above 200-day average-2.2%
From 52-week high-18.5%
MomentumFair
54/100
Typical recent returns for this exchange.
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3-month return-2.0%
6-month return-4.0%
12-month, skipping last month-8.1%
Stability (higher is calmer)Strong
91/100
Calmer than most: low volatility and shallow drawdowns.
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Volatility, 1 year (lower is calmer)26.1%
Worst drawdown, 1 year (smaller is calmer)-24.3%
LiquidityFair
64/100
Moderate trading activity.
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Avg daily value traded14.89M PKR
Zero-volume days0.0%
IncomeStrong
88/100
Dividend is high and has been paid regularly.
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Dividend yield9.4%
Years with dividends6
Price-based X-Ray. The fundamental X-Ray (financial health, valuation, growth, fair value) is available for US stocks today. It will follow for Pakistan when fundamentals data for this market is added. All Pakistan stocks.
Price trend
Below its 200-day average
Versus its 50- and 200-day averages
52-week range
152.05 – 215.00
Price is 28% of the way up
Returns
−2.0% 3m · −8.2% 1y
Price returns, dividends not included
RSI (14)
46
Neutral zone
Fair value estimate · limited data
PKR 172.57range of models 171.37 – 174.69
Fair+1.5% to fair value
Average of the 3 valuation models that pass our checks. Undervalued or Overvalued means the gap to fair value is more than 17.5%. Model uncertainty is High.
PSX income statement only (no balance sheet or cash flow): only earnings and sales models can be built. Their weights were fitted to a professional consensus-style valuation of Pakistani stocks and checked on stocks that were not used for the fit, but they use no analyst forecasts. Treat this as a rough estimate.
P/E multiple
PKR 171.67
P/S multiple
PKR 174.69
P/E on average earnings
PKR 171.37
Each model multiplies the company's trailing-twelve-month earnings (or sales) by a multiple that blends its own current multiple, its own history and its sector median. Earnings per share by fiscal year, newest first: 30.72, 37.65, 35.53, 18.51. Source: statements and price from the Pakistan Stock Exchange portal and end-of-day data. A model estimate, not a price target or advice. How it works.
Factor ratings for ABL
Each factor is rated by where ABL stands among the 19 stocks of its PSX sector (Commercial Banks; all PSX stocks when the sector is too small for a fair comparison).
Rating against the group
Goodthe top third of these stocks
Averagethe middle third of these stocks
Badthe bottom third of these stocks
"Beats" is the share of those stocks it is ahead of.
For valuation factors Good means cheaper than most of the group, which is not the same as a bargain.
In total: 3 Good · 3 Average · 2 Bad of 8Growth: 0 · 1 · 1Valuation: 1 · 0 · 0Price risk and momentum: 2 · 1 · 0Liquidity: 0 · 1 · 1
Factor
ABL
Rating
Group median
Growth
Profit growth, last financial year
−18.4%
Badbeats 31%
−5.8%
EPS growth, 3 years a year
+18.4%
Averagebeats 41%
+22.6%
Valuation
P/E ratio (last 12 months)
5.8x
Goodbeats 69%
6.5x
Price risk and momentum
Volatility, 1 year
26.1%
Goodbeats 97%
36.4%
Worst drawdown, 1 year
−24.3%
Goodbeats 76%
−36.8%
12-month return, skipping the last month
−8.1%
Averagebeats 45%
−6.1%
Liquidity
Average daily value traded
PKR 14.9M
Badbeats 29%
PKR 46.1M
Days with no trading
0.0%
Averagebeats 50%
0.0%
Built from the income-statement summary the Pakistan Stock Exchange publishes (sales, profit and EPS for up to four financial years, trailing P/E, market value) and our own end-of-day prices. The PSX portal has no balance sheet or cash flow, so there are no debt, cash-flow or book-value factors. A factor is left out when its data is missing or meaningless (for example a P/E on a loss). These ratings compare companies with each other and describe the past; they are not a forecast, a recommendation or part of the Market X-Ray.
52-wk range 152.05 – 215.00Daily closes, split-adjusted
Signals
50-day average170.69
200-day average173.80
Golden/death cross (60d)Death, 26 days ago
New 52-week highNo
Bullish RSI divergenceNo
Average daily range (ATR)2.57
Technical summary
Daily
Strongly bearish
0 bullish · 4 neutral · 12 bearish
Weekly
Bearish
4 bullish · 1 neutral · 7 bearish
Monthly
Bullish
5 bullish · 1 neutral · 2 bearish
Moving averages (daily)
SMA 10
170.7
Bearish
EMA 10
170.5
Bearish
SMA 20
170.6
Bearish
EMA 20
170.6
Bearish
SMA 50
170.7
Bearish
EMA 50
171.2
Bearish
SMA 100
173.7
Bearish
EMA 100
172.1
Bearish
SMA 200
173.8
Bearish
EMA 200
170.0
Bearish
Oscillators (daily)
RSI (14)
46.28
Neutral
MACD (12, 26)
-0.11
Bearish
Momentum (12)
-0.29
Bearish
Stochastic %K (14)
44.34
Neutral
Williams %R (14)
-55.66
Neutral
CCI (20)
-47.85
Neutral
Pivot points (classic, last session)
S3
167.7
S2
168.3
S1
169.2
Pivot
169.8
R1
170.7
R2
171.3
R3
172.2
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
16.00 PKR
Yield on today's price
9.41%
Frequency
Quarterly
Next ex-dividend date
Not announced
Ex-dividend date
Amount per share
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
3.0000
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax. For Pakistani companies a future date appears only once EODHD lists it as declared; the exchange's own list of book closures is on dps.psx.com.pk/payouts.
Prices are end-of-day closes in PKR. Educational only, not financial advice.