Union Bank of the Philippines (UBP)
Philippine Stock Exchange · Philippines · prices in PHP · close of 22 Oct 2026
Key indicators
| Last close | PHP 20.90 |
|---|---|
| 52-week range | 20.25 – 29.35 |
| Return, 1 month / 3 months | −3.7% / −14.3% |
| Return, 1 year / 3 years | −25.7% / −51.2% |
| Trend | Below its 200-day average |
| RSI (14) | 38 |
| Volatility (1 year) | 24.5% |
| Worst drawdown (1 year) | -28.0% |
| Average daily value traded | 1.82M PHP |
| Dividend yield | 4.8% |
Market X-Ray price-based
Five-year price chart navy: price · brown: 200-day average
About the company
Union Bank of the Philippines is a universal bank based in Manila that serves individuals, small businesses, and large corporations across the country. It provides deposit accounts, loans, credit cards, and wealth management to retail customers, while offering corporate lending, cash management, and treasury services to institutional clients. The bank also runs digital banking services and an online platform aimed at customers who prefer to manage their money remotely.
Union Bank of the Philippines trades under the code UBP on the Philippine Stock Exchange in Philippines, with its price quoted in Philippine pesos (PHP). Our dividend records, which start in 2019, show payments in 8 different calendar years. The Market X-Ray on this page is price-based and compares it with other stocks on the same exchange; it does not measure how healthy the business is.
Summary
Union Bank of the Philippines (UBP) trades on the Philippine Stock Exchange in Philippines. It last closed at PHP 20.90 on 22 October 2026.
Its price-based Market X-Ray is 38 out of 100 (a weak price profile), ranking 175 of 238 stocks on this exchange. The score describes how the stock has traded: trend, momentum, risk, liquidity and dividends, each ranked against the other stocks on its own exchange. It does not measure how healthy or cheap the business is.
Over the last year the price fell 25.7% and over the last three months it fell 14.3%. Returns are price returns, dividends not included.
Fundamental measures (valuation, growth, financial health) are not shown: we do not yet hold financial statements for this market.
The five lenses in numbers each metric is ranked against the other stocks on Philippine Stock Exchange
| Lens and metric | Value | Score | Reading |
|---|---|---|---|
| Trend | 22 · Weak | Below its long-term averages and far from its highs. | |
| Above 200-day average | -14.6% | ||
| From 52-week high | -28.5% | ||
| Momentum | 13 · Weak | Lagging most stocks on this exchange. | |
| 3-month return | -14.3% | ||
| 6-month return | -17.7% | ||
| 12-month return, skipping the last month | -22.9% | ||
| Stability (higher is calmer) | 62 · Fair | Typical risk for this exchange. | |
| Volatility, 1 year (lower is calmer) | 24.5% | ||
| Worst drawdown, 1 year (smaller is calmer) | -28.0% | ||
| Liquidity | 61 · Fair | Moderate trading activity. | |
| Average daily value traded | 1.82M PHP | ||
| Zero-volume days | 0.0% | ||
| Income | 48 · Weak | Dividend is small or irregular. | |
| Dividend yield | 4.8% | ||
| Years with dividends | 5 |
Strengths
No lens stands out as a clear strength against its exchange.
Weak spots
- Trend: Below its long-term averages and far from its highs.
- Momentum: Lagging most stocks on this exchange.
- Income: Dividend is small or irregular.
Returns
| 1 week | +0.5% |
|---|---|
| 1 month | −3.7% |
| 3 months | −14.3% |
| 6 months | −17.7% |
| 1 year | −25.7% |
| 3 years | −51.2% |
| 5 years | −51.3% |
Signals
| 50-day / 200-day average | 22.51 / 24.47 |
|---|---|
| Golden / death cross (60 days) | None |
| New 52-week high | No |
| Bullish RSI divergence | No |
| Average daily range (ATR) | 0.41 |
Technical summary
Recent dividends
| Ex-dividend date | Amount per share |
|---|---|
| 13 Mar 2026 | PHP 1.0000 |
| 14 Feb 2025 | PHP 1.0000 |
| 12 Feb 2024 | PHP 0.8000 |
| 10 Feb 2023 | PHP 2.0000 |
| 9 Feb 2022 | PHP 2.8000 |
| 9 Feb 2021 | PHP 3.5000 |
How to read this report
Every number comes from end-of-day prices and dividends. The Market X-Ray describes how the stock has traded, ranked against the other stocks on Philippine Stock Exchange; it does not measure how healthy or cheap the business is. The fundamental X-Ray (financial health, valuation, growth) needs financial statements, which we hold today for US stocks. See the methodology page. Educational only, not financial advice.