XYZ vs JKHY

	XYZ Block, Inc.	JKHY Jack Henry & Associates...
Price	$76.46	$162.55
Sector	Financials	Financials
X-Ray Score	45	60
Valuation	26	40
Growth	54	57
Profitability	42	77
Financial health	61	71
Dividends	–	50
Fair value	$71	$169
Verdict	Fair -7%	Fair +4%
Revenue (TTM)	$25.0B	$2.5B
Operating margin	4.7%	25.0%
Return on capital	3.8%	23.1%
Revenue growth (3y)	11.3%	7.0%
Free-cash-flow yield	8.3%	5.9%
Net debt / EBITDA	-0.5×	0.1×
Dividend yield	None	1.5%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.