XYZ vs GPN

	XYZ Block, Inc.	GPN Global Payments Inc
Price	$79.02	$85.88
Sector	Financials	Financials
X-Ray Score	45	29
Valuation	26	43
Growth	54	34
Profitability	42	28
Financial health	61	14
Dividends	–	18
Fair value	$72	$104
Verdict	Fair -9%	Undervalued +21%
Revenue (TTM)	$25.0B	$10.2B
Operating margin	4.7%	12.4%
Return on capital	3.8%	2.8%
Revenue growth (3y)	11.3%	4.1%
Free-cash-flow yield	8.1%	3.5%
Net debt / EBITDA	-0.5×	4.6×
Dividend yield	None	1.2%

Scores and fair values are model estimates from SEC filings, ranked within each company's own sector, so scores of companies in different sectors are not directly comparable. Educational only, not financial advice.